Dear [Credit Bureau], I am writing to request a free credit report based on the recent denial of credit. I was recently informed by [Lender or Creditor's Name] that my application for credit has been denied due to information found in my credit report. According to the Fair Credit Reporting Act (FCRA), I am entitled to a free copy of my credit report within 60 days of being denied credit. Please find below my personal information for the purpose of obtaining my credit report: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Phone Number] Email Address: [Your Email Address] I kindly request that you promptly send me a copy of my credit report to the address provided above. I understand that the credit report received will contain information from all three major credit bureaus — Experian, Equifax, and TransUnion. In accordance with FCRA Section 609, I would also like to request that you provide me with the name and contact information of the credit bureau(s) that provided the information leading to the denial of credit. Furthermore, I request you to highlight or explain any negative or erroneous information present in my credit report. I trust that you will handle this request in a timely manner, as required by law. Your prompt attention is greatly appreciated. Should you require any additional information or documents to process my request, please do not hesitate to reach out to me at the contact details provided above. I look forward to receiving my credit report and resolving any issues that may have led to the denial of credit. Thank you for your assistance in this matter. Sincerely, [Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] Additional Keywords: Oklahoma Sample Letter, Request for Free Credit Report, Denial of Credit, Fair Credit Reporting Act (FCRA), Credit Bureau, Personal Information, Experian, Equifax, TransUnion, FCRA Section 609, Negative Information, Erroneous Information, Timely Response
Oklahoma Sample Letter for Request for Free Credit Report Based on Denial of Credit
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How to fill out Oklahoma Sample Letter For Request For Free Credit Report Based On Denial Of Credit?
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