Oklahoma Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0527LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Request for a Free Copy of My Credit Report — Denial of Credit Keywords: Oklahoma, sample letter, Equifax, requesting, free copy, credit report, denial of credit [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Equifax Information Services LLC P.O. Box 740256 Atlanta, GA 30374-0256 Subject: Request for Free Copy of My Credit Report — Based on Denial of Credit Dear Equifax, I am writing to request a free copy of my credit report as per the provisions of the Fair Credit Reporting Act (FCRA), Section 612, which entitles me to receive a copy upon denial of credit. I recently applied for credit with [Name of Creditor] and, to my surprise, my application was denied due to information found on my credit report. In accordance with FCRA, I am entitled to know the details that led to this denial. To ensure a fair and accurate assessment, I kindly request that you promptly provide me with a complete copy of my credit report, specifically from Equifax. Please include any credit scores or other relevant information that was used in evaluating my credit application. Enclosed is a copy of the denial letter I received from [Name of Creditor], as required by FCRA. This denial letter outlines the reasons for the denial, which prompt my request for a copy of my credit report. I have also attached copies of my identification documents for verification purposes. To facilitate the process, please provide the credit report in electronic format, if possible. I understand that, by law, you are required to provide this information within 30 days of receiving my request. I kindly request that you expedite this process to ensure a timely resolution. Furthermore, please inform me of any actions I can take to contest or rectify any inaccurate or incomplete information on my credit report. As a consumer, it is essential that I have access to an accurate reflection of my credit history for future credit applications. I appreciate your prompt attention to this matter. If you require any further information or documentation, please do not hesitate to contact me via the information provided above. Thank you for your cooperation. Sincerely, [Your Name]

Subject: Request for a Free Copy of My Credit Report — Denial of Credit Keywords: Oklahoma, sample letter, Equifax, requesting, free copy, credit report, denial of credit [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Equifax Information Services LLC P.O. Box 740256 Atlanta, GA 30374-0256 Subject: Request for Free Copy of My Credit Report — Based on Denial of Credit Dear Equifax, I am writing to request a free copy of my credit report as per the provisions of the Fair Credit Reporting Act (FCRA), Section 612, which entitles me to receive a copy upon denial of credit. I recently applied for credit with [Name of Creditor] and, to my surprise, my application was denied due to information found on my credit report. In accordance with FCRA, I am entitled to know the details that led to this denial. To ensure a fair and accurate assessment, I kindly request that you promptly provide me with a complete copy of my credit report, specifically from Equifax. Please include any credit scores or other relevant information that was used in evaluating my credit application. Enclosed is a copy of the denial letter I received from [Name of Creditor], as required by FCRA. This denial letter outlines the reasons for the denial, which prompt my request for a copy of my credit report. I have also attached copies of my identification documents for verification purposes. To facilitate the process, please provide the credit report in electronic format, if possible. I understand that, by law, you are required to provide this information within 30 days of receiving my request. I kindly request that you expedite this process to ensure a timely resolution. Furthermore, please inform me of any actions I can take to contest or rectify any inaccurate or incomplete information on my credit report. As a consumer, it is essential that I have access to an accurate reflection of my credit history for future credit applications. I appreciate your prompt attention to this matter. If you require any further information or documentation, please do not hesitate to contact me via the information provided above. Thank you for your cooperation. Sincerely, [Your Name]