[Your Name] [Your Address] [City, State, ZIP Code] [Date] Experian Consumer Assistance P.O. Box 4500 Allen, TX 75013 Subject: Request for Free Copy of Credit Report due to Denial of Credit Dear Experian, I am writing to you regarding my recent denial of credit application and would like to request a free copy of my credit report in accordance with the Fair Credit Reporting Act (FCRA), as amended by the Fair and Accurate Credit Transactions Act (FACT). I understand that Experian, formerly known as TRY, is one of the major credit reporting agencies responsible for maintaining and providing consumer credit information. I would like to provide you with the necessary information to facilitate the processing of my request: 1. Full Name: [Your Full Name] 2. Social Security Number: [Your Social Security Number] 3. Date of Birth: [Your Date of Birth] 4. Current Address: [Your Current Address] 5. Previous Address (if applicable): [Your Previous Address] 6. Contact Number: [Your Contact Number] 7. Email Address: [Your Email Address] I hereby authorize Experian to release a free copy of my credit report to the above-mentioned address. Additionally, please include any credit scores or related information that may have been used to determine my creditworthiness. I believe that it is crucial for me to review my credit report following the denial of credit in order to assess the accuracy and completeness of the information contained within it. As outlined in the FCRA, I am entitled to a free copy of my credit report once every 12 months from each credit reporting agency. Therefore, I kindly require that you provide the credit report promptly. In the event that extra documentation is needed to verify my identity or any other necessary information, please inform me of such requirements promptly. I am more than willing to provide any additional documents that may be required to process my request efficiently. Kindly send the requested credit report to the address mentioned above within the statutory time frame of 30 days after receiving this request. I apologize for any inconvenience caused, but I firmly believe it is important for me to obtain this report to better understand and manage my creditworthiness. Thank you for your prompt attention to this matter. If you have any questions or require further clarification, please do not hesitate to contact me at the provided phone number or email address. Sincerely, [Your Name]