Oklahoma Stored Value Product Agreement and Disclosures The Oklahoma Stored Value Product Agreement and Disclosures define the terms and conditions for the use of stored value products within the state of Oklahoma. Stored value products refer to prepaid cards, gift cards, or other electronic payment devices that hold a predetermined monetary value. The agreement provides a comprehensive overview of the rights and responsibilities of both the issuer and the consumer who purchases or uses the stored value product. It ensures transparency and ensures that consumers are aware of the terms governing the use of these products. Key provisions contained within the Oklahoma Stored Value Product Agreement and Disclosures include: 1. Cardholder Rights and Responsibilities: This section outlines the cardholder's rights, such as the ability to check the balance and transaction history, as well as their responsibilities regarding the safekeeping and use of the stored value product. 2. Fees and Expiration: Disclosures regarding any fees associated with the stored value product, including maintenance fees, inactivity fees, and reload fees, are provided within the agreement. Additionally, information about any expiration dates or limitations on the use of funds is specified. 3. Liability and Fraud Protection: The agreement clarifies the liability of both the issuer and the cardholder in the event of loss, theft, or unauthorized use of the stored value product. It also outlines the steps to be taken in case of fraud and the dispute resolution process. 4. Disclosures for Different Types of Stored Value Products: While the Oklahoma Stored Value Product Agreement and Disclosures encompass various forms of stored value products, such as prepaid cards and gift cards, there may be specific provisions or disclosures tailored to individual products or issuers. 5. Governing Law: This section establishes that the agreement is governed by the laws of the state of Oklahoma and any legal disputes arising from the agreement will be resolved in accordance with Oklahoma law. It is important to note that while the core provisions of the Oklahoma Stored Value Product Agreement and Disclosures remain the same, the specifics and disclosures within the agreement may vary depending on the issuer or the type of stored value product being offered. In summary, the Oklahoma Stored Value Product Agreement and Disclosures provide comprehensive information regarding the terms and conditions governing the use of stored value products in Oklahoma. It ensures transparency, protects the rights of both parties involved, and serves as a valuable reference for cardholders to understand the rules associated with their prepaid or gift cards.
Oklahoma Stored Value Product Agreement and Disclosures
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Tit. 15, § 219A. Noncompetition agreements: Unlawful Contracts ? Oklahoma. Prohibits noncompete contracts except those written to protect the sale of goodwill of a business, dissolution of a partnership or those that prohibit only the direct solicitation of established customers of the former employer.
CHARACTERISTICS OF A CONTRACT ? Parties capable of contracting. ? Consent. ? A lawful object; can't involve illegal activity. ? Sufficient cause or consideration.
Legally Binding Verbal Contracts Verbal contracts are usually honored as legally binding on the conditions they are reasonable, they are equitable, they are conscionable, and they have been made in good faith.
(1) Except as provided in subsection (5), in addition to any right otherwise to revoke an offer, the buyer has the right to cancel a home solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement or offer to purchase which complies with this part.
These four elements of a breach of contract define which party initiated the breach of contract, the manner of the breach, the scope of the breach, and the damages the breach caused. They become the backbone of determining financial claims and awards.
Put simply: yes. From a legal standpoint, verbal contracts can be just as valid as written contracts. There are, of course, nuances and exceptions, and a verbal contract may be much more difficult to enforce in court should something go wrong.
A contract can be deemed unenforceable if it requires a party to undertake an illegal act, if it was signed under duress or while intoxicated, if the disparity in knowledge between the parties is extreme and the weaker party was given onerous terms, etc.
Most business contracts are in writing, though Oklahoma law does allow for oral contracts. For a written contract to be valid, it should be signed and dated by all of the interested parties.