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Oklahoma Plan Participation Agreement between Blue Cross Blue Shield Assoc. and Blue Cross Blue Shield of MO regarding healthcare benefit provisions

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US-EG-9383
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Plan Participation Agreement between Blue Cross and Blue Shield Association and Blue Cross and Blue Shield of Missouri regarding health care benefit provisions (Federal Employee Program) dated January 1, 1995. 13 pages.

The Oklahoma Plan Participation Agreement is a contractual agreement between Blue Cross Blue Shield Association (BC BSA) and Blue Cross Blue Shield of MO (BCBS) that outlines the healthcare benefit provisions. This agreement ensures that individuals residing in Oklahoma have access to quality healthcare services through BCBS. Under the Oklahoma Plan Participation Agreement, BCBS offers a range of healthcare benefits to its members. These benefits include coverage for hospitalization, physician visits, diagnostic tests, prescription medications, preventive care, mental health services, and other essential medical services. The agreement also outlines the cost-sharing provisions, such as deductibles, co-payments, and coinsurance, to help members understand their financial responsibilities. This plan agreement has various types based on the specific healthcare benefit provisions and coverage options available to the members. Some different types of Oklahoma Plan Participation Agreement between BC BSA and BCBS may include: 1. Individual and Family Plans: These plans cater to individuals and their families, providing comprehensive healthcare coverage and benefit provisions. 2. Group Plans: Group plans are designed for employers who want to offer healthcare benefits to their employees. These plans often have additional provisions, such as wellness programs and employer contribution options. 3. Medicare Plans: BCBS offers specialized plans for individuals eligible for Medicare, including Original Medicare, Medicare Advantage, and prescription drug plans. These plans adhere to the regulations set by the Centers for Medicare and Medicaid Services. 4. Medicaid Plans: BCBS may also offer Medicaid plans, ensuring healthcare coverage for eligible low-income individuals and families through government-funded programs. These plans adhere to the guidelines set by the state's Medicaid agency. 5. Health Savings Account (HSA) Plans: BCBS may provide HSA-compatible plans that allow individuals to contribute pre-tax funds to a health savings account, which can be used to cover eligible medical expenses. These plans typically have high deductibles but lower monthly premiums. By entering into the Oklahoma Plan Participation Agreement, BCBS aims to enhance healthcare accessibility and affordability for Oklahoma residents. The agreement helps ensure that members can receive desired medical services from a wide network of healthcare providers while enjoying the associated benefits provided by BCBS.

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Our PPO network: As a Blue Cross Blue Shield of Michigan member, you have access to all of the hospitals and more than 95% of the doctors in Michigan. Our HMO network: As a Blue Care Network member, you have access to up to more than 5,800 primary care physicians, including family doctors, internists and pediatricians.

If you are a member of a BCBSIL plan, then BCBSIL is considered your ?home? plan. A ?host? plan is any other Blue Cross and/or Blue Shield plan whose contracted providers are providing health care services to a BCBSIL member outside of his or her home plan's service area.

Coordination of Benefits (COB) is a provision in most health plans that allow families with two wage earners covered by health benefit plans to receive up to 100% coverage for medical services. COB rules determine which plan is primary for you, your spouse and your dependent children.

The local Plan applies pricing and reimbursement rules consistent with provider contractual agreements. The member's Home Plan adjudicates the claim based on eligibility and contractual benefits.

Home plan (member's plan): The Blue Cross plan the member has a contract with. The member's benefits are determined by their Home plan. Local plan: The area where the member got their care.

Any claim that can be submitted on paper can be submitted electronically. If you need more information on how to submit claims electronically call 1-800-AVAILITY (282-4548) or log in to Availity .

Most Blue Cross Blue Shield members can rest easy since Blue Cross Blue Shield coverage opens doors in all 50 states and is accepted by over 90 percent of doctors and specialists. And if your extended travel plans take you abroad, you can ensure you have access to quality care through GeoBlue.

-In return, BCBS corporations agree to: -Make direct payments to PARs. -Conduct regular training sessions for PAR billing staff. Provide free billing manuals and PAR newsletters.

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Oklahoma Plan Participation Agreement between Blue Cross Blue Shield Assoc. and Blue Cross Blue Shield of MO regarding healthcare benefit provisions