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Your response to the complaint should both preserve your rights and also comply with court rules. An incorrect response or a failure to respond to a complaint can have serious consequences, such as the waiver of your rights or a judgment against you.
When the court has received your request, they will complete a 'judgment for claimant' which gives the defendant details of the money they owe. Both you and the defendant will receive copies of this judgment. It will also be recorded on the Register of Judgments, Orders and Fines.
In order to get a judgment, the creditor must go to court. Either the original creditor or a collection agency may sue you to collect a debt. If this happens, you will be served with a summons and complaint. If you want to dispute the existence or the amount of the debt, you must file a timely response with the court.
If the defendant disputes your claim, they will send their defence to the court. They usually get 14 days to complete and return the defence but can ask to extend it to 28 days. If this happens, the court will let you know. There are various ways the defendant can dispute your claim.
It means defendant won the law suit.
If the defendant does not reply to your claim, you can ask the court to enter judgment 'by default' (that is, make an order that the defendant pay you the amount you have claimed because no reply has been received). You should do this as soon as possible after the 14 days have passed.
Ignoring the Civil Claim will not make it go away and it is likely that the Plaintiff will apply for Judgment against you.A Judgment may be reported to the credit bureau and affect your credit rating.
If the defendant does not reply to your claim, you can ask the court to enter judgment 'by default' (that is, make an order that the defendant pay you the amount you have claimed because no reply has been received). You should do this as soon as possible after the 14 days have passed.
In many situations, one of the best ways to collect a judgment after winning a case is to put a lien on the debtor's property. This gives you a claim to the property and, in some cases, the property will be sold at public auction in order to satisfy the debt that is owed.