Oregon Instructions and Challenge to Garnishment is a legal form used in the state of Oregon, which gives a creditor the right to take money from a debtor's bank account or wages. It is important to note that the Instructions and Challenge to Garnishment must be filed in the county where the debtor resides. Oregon Instructions and Challenge to Garnishment is used by creditors to collect on a money judgment obtained in court. The form outlines the debtor's name, address, and Social Security number. It also includes the creditor's name, the court in which the judgment was obtained, the amount of the judgment, the name of the garnishee (the party who holds the money or property of the debtor), and the amount to be garnished from the garnishee. The Instructions and Challenge to Garnishment form must be completed and signed by the creditor and filed with the court. Once filed, the garnishee must answer the Challenge to Garnishment. If the garnishee fails to answer the Challenge to Garnishment, the creditor can obtain a wage garnishment order from the court. Types of Oregon Instructions and Challenge to Garnishment include: wage garnishment, bank account garnishment, and property garnishment.