Oregon Letter from Identity Theft Victim to Credit Issuer Regarding Known Imposter Identity Theft

• Category: Criminal - Identity Theft
• State: Multi-State
• Control #: US-00740-LTR
• Format: Word; Rich Text

Description

This Letter from Identity Theft Victim to Credit Issuer Regarding Known Imposter Identity Theft is used by an identity theft victim who knows their imposter to request that the credit issuer transfer the debt from the victim’s name to the imposter’s name and that the credit issuer contact the imposter for repayment purposes. [Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] [Credit Issuer's Name] [Credit Issuer's Address] [City, State, Zip Code] Subject: Oregon Letter from Identity Theft Victim Regarding Known Imposter Identity Theft Dear [Credit Issuer's Name], I am writing to inform you about a distressing incident of identity theft that I recently discovered and would like your immediate assistance in resolving. As an Oregon resident, I have been a victim of known imposter identity theft, and I am seeking your expertise and cooperation to rectify this fraudulent activity and restore my credit integrity. I have recently identified instances of unauthorized accounts opened under my name, which have resulted in fraudulent charges and negatively impacted my credit profile. After reviewing my credit reports from the three major credit bureaus, namely Experian, Equifax, and TransUnion, I have discovered the following fraudulent accounts associated with my personal information: 1. Account Type: Credit Card Creditor: [Issuer Name] Account Number: XXXX-XXXX-XXXX-XXXX Date Opened: [Date] Current Balance: $[Amount] Unauthorized Transactions: $[Amount] 2. Account Type: Auto Loan Creditor: [Issuer Name] Account Number: XXXX-XXXX-XXXX-XXXX Date Opened: [Date] Loan Amount: $[Amount] Unauthorized Transactions: $[Amount] 3. Account Type: Personal Loan Creditor: [Issuer Name] Account Number: XXXX-XXXX-XXXX-XXXX Date Opened: [Date] Loan Amount: $[Amount] Unauthorized Transactions: $[Amount] I have already taken the necessary steps to report this identity theft to the Federal Trade Commission (FTC) and have obtained an Identity Theft Affidavit, which I have attached for your reference. Additionally, I have filed a police report with the local law enforcement agency, and the case number is [Case Number]. In light of the gravity of this situation, I kindly request your urgent intervention to: 1. Investigate the fraudulent accounts mentioned above and promptly close them to prevent further unauthorized activity. 2. Remove all associated negative marks, charges, and delinquency status from my credit reports. 3. Provide me with written confirmation once these accounts have been closed and removed from my credit reports. I am fully willing to cooperate with your investigation and provide any supporting documentation or information required to expedite this process. Please inform me of any additional steps or procedures that I need to follow to resolve this identity theft fully. Furthermore, as a victim of identity theft, I would like to request a copy of the identity theft resolution report as per the Oregon Identity Theft Protection Act. This report must include details of the actions taken by your institution, including any correspondence or investigation related to the fraudulent accounts. Please ensure that any future communications regarding this matter are sent to me both via postal mail and email, using the contact details provided above. Due to the potential security risks associated with this identity theft incident, it is crucial to maintain a secure and traceable communication channel throughout the resolution process. I greatly appreciate your prompt attention to this matter, as I would like to minimize any further damage to my creditworthiness and financial stability. I trust that your institution values the privacy and security of its customers and will take all necessary steps to rectify this unfortunate situation swiftly. Thank you for your understanding and cooperation. Please do not hesitate to contact me if you require any additional information or if there are any updates regarding the progress of resolving this matter. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] [Credit Issuer's Name] [Credit Issuer's Address] [City, State, Zip Code] Subject: Oregon Letter from Identity Theft Victim Regarding Known Imposter Identity Theft Dear [Credit Issuer's Name], I am writing to inform you about a distressing incident of identity theft that I recently discovered and would like your immediate assistance in resolving. As an Oregon resident, I have been a victim of known imposter identity theft, and I am seeking your expertise and cooperation to rectify this fraudulent activity and restore my credit integrity. I have recently identified instances of unauthorized accounts opened under my name, which have resulted in fraudulent charges and negatively impacted my credit profile. After reviewing my credit reports from the three major credit bureaus, namely Experian, Equifax, and TransUnion, I have discovered the following fraudulent accounts associated with my personal information: 1. Account Type: Credit Card Creditor: [Issuer Name] Account Number: XXXX-XXXX-XXXX-XXXX Date Opened: [Date] Current Balance: $[Amount] Unauthorized Transactions: $[Amount] 2. Account Type: Auto Loan Creditor: [Issuer Name] Account Number: XXXX-XXXX-XXXX-XXXX Date Opened: [Date] Loan Amount: $[Amount] Unauthorized Transactions: $[Amount] 3. Account Type: Personal Loan Creditor: [Issuer Name] Account Number: XXXX-XXXX-XXXX-XXXX Date Opened: [Date] Loan Amount: $[Amount] Unauthorized Transactions: $[Amount] I have already taken the necessary steps to report this identity theft to the Federal Trade Commission (FTC) and have obtained an Identity Theft Affidavit, which I have attached for your reference. Additionally, I have filed a police report with the local law enforcement agency, and the case number is [Case Number]. In light of the gravity of this situation, I kindly request your urgent intervention to: 1. Investigate the fraudulent accounts mentioned above and promptly close them to prevent further unauthorized activity. 2. Remove all associated negative marks, charges, and delinquency status from my credit reports. 3. Provide me with written confirmation once these accounts have been closed and removed from my credit reports. I am fully willing to cooperate with your investigation and provide any supporting documentation or information required to expedite this process. Please inform me of any additional steps or procedures that I need to follow to resolve this identity theft fully. Furthermore, as a victim of identity theft, I would like to request a copy of the identity theft resolution report as per the Oregon Identity Theft Protection Act. This report must include details of the actions taken by your institution, including any correspondence or investigation related to the fraudulent accounts. Please ensure that any future communications regarding this matter are sent to me both via postal mail and email, using the contact details provided above. Due to the potential security risks associated with this identity theft incident, it is crucial to maintain a secure and traceable communication channel throughout the resolution process. I greatly appreciate your prompt attention to this matter, as I would like to minimize any further damage to my creditworthiness and financial stability. I trust that your institution values the privacy and security of its customers and will take all necessary steps to rectify this unfortunate situation swiftly. Thank you for your understanding and cooperation. Please do not hesitate to contact me if you require any additional information or if there are any updates regarding the progress of resolving this matter. Sincerely, [Your Name]