Oregon Sample Letter for Complaint to an Insurance Company

• Category: Letters - Nonlegal - Complaints
• State: Multi-State
• Control #: US-0142LR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form.

Subject: Urgent Complaint Regarding Denied Insurance Claim — Request for Reconsideration [Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] [Insurance Company Name] [Insurance Company Address] [City, State, Zip Code] Dear [Insurance Company Name], RE: Complaint regarding the denial of insurance claim for [Policy Number] I am writing to lodge a formal complaint regarding the recent denial of my insurance claim for [specific reason of claim]. I have been a loyal customer of [Insurance Company Name] for [duration] and have diligently paid my premiums on time. Unfortunately, I am deeply dissatisfied with the decision made in relation to my claim and am I seeking a reconsideration of your decision. On [date of occurrence], I experienced [briefly describe the incident or cause of claim]. As a responsible and cautious policyholder, I immediately reported the incident and filed a claim under my insurance policy [Policy Number] with [Insurance Company Name]. I provided all the required documentation, including [list important documents submitted] to support my claim. However, I was disheartened to receive a response dated [date of denial letter], stating that my claim has been denied based on [reason for denial mentioned in the letter]. Upon thorough review of the denial letter, I strongly believe that the reason provided is unjust and factually incorrect. Oregon Insurance Code mandates that insurers act in good faith and conduct prompt, fair, and proper investigation of claims. It is my firm belief that [Insurance Company Name] has failed to uphold these obligations, leading to an improper denial of my claim. Moreover, this denial has caused me undue financial burden and severe emotional distress. I demand a comprehensive review of my claim and ask that you provide a detailed explanation of the decision made. Furthermore, I hereby request that you promptly reverse the denial of my claim and fulfill your obligations under my insurance policy. I trust that [Insurance Company Name] will rectify this matter promptly, fairly, and in line with the insurance policy's terms and conditions. Enclosed with this letter are copies of all relevant documents related to my claim, including [list attached documents]. Additionally, I have also prepared a timeline of events detailing all interactions and communications in relation to this claim. I urge you to thoroughly review these materials and take swift action to rectify this situation. In accordance with Oregon state regulations, I expect to receive a response to this complaint within 30 days of your receipt of this letter. If I do not receive a satisfactory resolution within this timeframe, I will have no choice but to escalate this matter further, reaching out to relevant regulatory bodies and exploring legal options. I hope that we can resolve this matter amicably and restore my faith in [Insurance Company Name]. However, I want to underscore that I am prepared to take any necessary steps to ensure a just resolution to this claim. Please acknowledge receipt of this complaint at your earliest convenience and provide me with a written confirmation of the same. I have provided my contact information above for your convenience. Thank you for your immediate attention to this matter. Yours sincerely, [Your Name]