The Federal Trade Commission's (FTC) Funeral Rule requires all funeral providers to give information to consumers to help them choose the services and products they want for their deceased relative or friend. Funeral providers must give you a general price of products and services when you ask in person about funeral arrangements and you have the right to keep this list. Furthermore, funeral providers must make price information available over the phone upon request. The funeral provider must give you any other information that is reasonably needed to select the funeral provider and funeral items you want, need, and are able to afford.
If the funeral provider charges a fee for buying "cash advance items," this must be disclosed to you in writing. Cash advance items are those goods and services paid for by the funeral provider on your behalf, such as cemetery plots, flowers, obituary notices, and clergy honoraria. You must also be notified if a service fee is added to the price of cash advance items, and if the funeral provider gets a refund, discount or rebate from the supplier of any cash advance item.
The Oregon Prearranged Funeral Contract with Statutory Disclosures is a legally binding agreement between a consumer and a funeral service provider in the state of Oregon. This agreement allows individuals to plan and pay for their funeral services in advance, ensuring that their final wishes are carried out and relieving their loved ones from the burden of making these arrangements during a time of grief. Under Oregon state law, the Prearranged Funeral Contract must contain specific statutory disclosures, which are intended to protect the consumer by providing important information and ensuring transparency. These disclosures include: 1. Identification of the funeral service provider: The contract must clearly state the name, address, and contact information of the funeral service provider who will be responsible for fulfilling the funeral services. 2. Itemized list of goods and services: The contract should provide a detailed breakdown of the specific funeral goods and services that the consumer has chosen, such as the type of casket or urn, embalming services, transportation, and any additional requests. 3. Price breakdown: The contract must clearly disclose the total cost of the funeral goods and services, including any fees, taxes, or charges that may apply. It should also provide a breakdown of each item's price to ensure transparency. 4. Delivery of goods and services: The contract must specify when and where the chosen funeral goods and services will be delivered, whether it's to a specific funeral home, cemetery, or other location. 5. Cancellation and refund policy: The contract should outline the procedure for canceling the agreement, including any applicable fees or penalties. It should also describe the consumer's rights to a refund if they choose to cancel the contract. It's important to note that there may be variations or additional types of Oregon Prearranged Funeral Contracts with Statutory Disclosures depending on the specific funeral service provider. Some providers may offer customized contract options that allow consumers to further tailor their funeral arrangements to their preferences. In summary, the Oregon Prearranged Funeral Contract with Statutory Disclosures is a crucial document that ensures transparency, protects consumers, and provides peace of mind when making funeral arrangements in advance. By thoroughly understanding the terms and clauses of the contract, individuals can make informed decisions about their final arrangements, ultimately easing the emotional and financial burden on their loved ones.The Oregon Prearranged Funeral Contract with Statutory Disclosures is a legally binding agreement between a consumer and a funeral service provider in the state of Oregon. This agreement allows individuals to plan and pay for their funeral services in advance, ensuring that their final wishes are carried out and relieving their loved ones from the burden of making these arrangements during a time of grief. Under Oregon state law, the Prearranged Funeral Contract must contain specific statutory disclosures, which are intended to protect the consumer by providing important information and ensuring transparency. These disclosures include: 1. Identification of the funeral service provider: The contract must clearly state the name, address, and contact information of the funeral service provider who will be responsible for fulfilling the funeral services. 2. Itemized list of goods and services: The contract should provide a detailed breakdown of the specific funeral goods and services that the consumer has chosen, such as the type of casket or urn, embalming services, transportation, and any additional requests. 3. Price breakdown: The contract must clearly disclose the total cost of the funeral goods and services, including any fees, taxes, or charges that may apply. It should also provide a breakdown of each item's price to ensure transparency. 4. Delivery of goods and services: The contract must specify when and where the chosen funeral goods and services will be delivered, whether it's to a specific funeral home, cemetery, or other location. 5. Cancellation and refund policy: The contract should outline the procedure for canceling the agreement, including any applicable fees or penalties. It should also describe the consumer's rights to a refund if they choose to cancel the contract. It's important to note that there may be variations or additional types of Oregon Prearranged Funeral Contracts with Statutory Disclosures depending on the specific funeral service provider. Some providers may offer customized contract options that allow consumers to further tailor their funeral arrangements to their preferences. In summary, the Oregon Prearranged Funeral Contract with Statutory Disclosures is a crucial document that ensures transparency, protects consumers, and provides peace of mind when making funeral arrangements in advance. By thoroughly understanding the terms and clauses of the contract, individuals can make informed decisions about their final arrangements, ultimately easing the emotional and financial burden on their loved ones.
