Oregon Sample Letter to Defendant concerning Repayment of Unearned Premiums
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How to fill out Sample Letter To Defendant Concerning Repayment Of Unearned Premiums?
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FAQ
PIP, which stands for ?personal injury protection,? is insurance that pays you for personal injuries that you suffer in a car crash. When you have PIP insurance, it pays you for your injuries even if you are proven to be at fault for the accident.
Personal injury protection (PIP) is a mandatory form of auto insurance coverage for all drivers in Oregon except motorcyclists. Each PIP insurance policy must provide at least $15,000 of coverage per person injured in an accident, which can be used to pay for medical expenses, lost wages and other related costs.
Med Pay isn't available in the state of Oregon, but PIP is required. It covers medical expenses that result from injury or death, regardless of who's at fault in a car accident. Those benefits may include lost wages.
Investigation. The insurance company has up to 45 days to investigate the accident to determine who is responsible for what share of the damages.
In Oregon, the statute of limitations for filing a lawsuit on personal injury claims like motor vehicle accidents or dog bites is two years from the accident date. ORS 12.110(1). That means you have two years from the date you are injured to file a lawsuit against the responsible party for compensation.
Insurance Claim Timeline in Oregon 30 days to make a decision on the claim after receiving completed proof-of-loss forms.
By law, PIP must cover at least $15,000 worth of medical expenses occurring within 365 days of the accident. Your date of treatment, not the date you were billed, determines whether or not PIP must pay the bill. The PIP policy may provide higher limits and longer time periods.
A person may not personally or otherwise offer, promise, allow, give, set off, pay or receive, directly or indirectly, any rebate of or rebate of part of the premium payable on an insurance policy or the insurance producer's commission on an insurance policy, or earnings, profit, dividends or other benefit founded, ...
