Oregon Sample Letter to Debt Collector Re Fair Debt Collection and Practices Act

• Category: Letters - Legal - Collections
• State: Multi-State
• Control #: US-0493LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Dear [Debt Collector's Name], Subject: Oregon Sample Letter to Debt Collector Re Fair Debt Collection and Practices Act I am writing to you to address the matter of unfair debt collection practices that I have been subjected to. As a resident of Oregon, I am fully aware of my rights under the Fair Debt Collection and Practices Act (FD CPA), which provides regulations and guidelines to protect consumers like me from abusive debt collection practices. Under the FD CPA, debt collectors are required to treat consumers fairly, honestly, and respectfully. It also prohibits certain practices that are considered harassing, deceptive, or unfair. As a debt collector, it is important that you comply with these regulations to ensure that the collection process is conducted in a manner that is both legal and ethical. I have noticed several violations of the FD CPA in your attempts to collect the debt from me. First and foremost, the constant and incessant phone calls throughout the day, including during inconvenient times such as early mornings or late nights, are in clear violation of the law. I kindly request that all future communications be limited to standard business hours and conducted professionally. Additionally, I have observed misleading tactics being used to coerce me into making a payment. This includes falsely stating the amount owed, misrepresenting the consequences of non-payment, or threatening legal actions that are not permissible under the law. Such deceptive tactics are unacceptable, and I expect compliance with the FD CPA in all future interactions. Furthermore, I would like to draw your attention to the fact that I dispute the validity of this debt. Pursuant to the FD CPA, I have the right to request validation of this debt, including the documentation and evidence that prove its accuracy and legitimacy. I expect a prompt response with the required verification materials within 30 days of receipt of this letter. Failure to comply with the FD CPA regulations may result in legal action being taken against you and your agency. Please be aware that my rights under this Act are protected, and any violation thereof will not be tolerated. To ensure a clear understanding of your obligations as a debt collector in Oregon, I have enclosed a copy of the FD CPA for your reference. I kindly request that you review it thoroughly to avoid any future violations. I trust that this matter will be resolved promptly and amicably. Furthermore, I look forward to your timely response and a positive resolution to this issue. Yours sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Phone Number] [Email Address]

Dear [Debt Collector's Name], Subject: Oregon Sample Letter to Debt Collector Re Fair Debt Collection and Practices Act I am writing to you to address the matter of unfair debt collection practices that I have been subjected to. As a resident of Oregon, I am fully aware of my rights under the Fair Debt Collection and Practices Act (FD CPA), which provides regulations and guidelines to protect consumers like me from abusive debt collection practices. Under the FD CPA, debt collectors are required to treat consumers fairly, honestly, and respectfully. It also prohibits certain practices that are considered harassing, deceptive, or unfair. As a debt collector, it is important that you comply with these regulations to ensure that the collection process is conducted in a manner that is both legal and ethical. I have noticed several violations of the FD CPA in your attempts to collect the debt from me. First and foremost, the constant and incessant phone calls throughout the day, including during inconvenient times such as early mornings or late nights, are in clear violation of the law. I kindly request that all future communications be limited to standard business hours and conducted professionally. Additionally, I have observed misleading tactics being used to coerce me into making a payment. This includes falsely stating the amount owed, misrepresenting the consequences of non-payment, or threatening legal actions that are not permissible under the law. Such deceptive tactics are unacceptable, and I expect compliance with the FD CPA in all future interactions. Furthermore, I would like to draw your attention to the fact that I dispute the validity of this debt. Pursuant to the FD CPA, I have the right to request validation of this debt, including the documentation and evidence that prove its accuracy and legitimacy. I expect a prompt response with the required verification materials within 30 days of receipt of this letter. Failure to comply with the FD CPA regulations may result in legal action being taken against you and your agency. Please be aware that my rights under this Act are protected, and any violation thereof will not be tolerated. To ensure a clear understanding of your obligations as a debt collector in Oregon, I have enclosed a copy of the FD CPA for your reference. I kindly request that you review it thoroughly to avoid any future violations. I trust that this matter will be resolved promptly and amicably. Furthermore, I look forward to your timely response and a positive resolution to this issue. Yours sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Phone Number] [Email Address]