Title: Oregon Sample Letter to Foreclosure Attorney: Request for Debt Verification and Cease Foreclosure Introduction: Foreclosure is a distressing situation that many homeowners may face, but understanding your rights and taking necessary steps to protect yourself is crucial. In Oregon, homeowners have the opportunity to request debt verification from foreclosure attorneys to ensure accurate and legal proceedings. This article presents a detailed description of an Oregon Sample Letter to Foreclosure Attorney, providing debt verification and requesting a foreclosure cease. 1. Oregon Sample Letter to Foreclosure Attorney: Subject: Request for Verification of Debt and Cease Foreclosure — [Your Property Address] Dear [Foreclosure Attorney's Name], I am writing regarding the foreclosure proceedings initiated against my property located at [Your Property Address]. As a concerned homeowner, I kindly request your cooperation in verifying the outstanding debt and providing necessary documentation to substantiate the legitimacy of the foreclosure. 2. Debt Verification Request: I understand that, under the Oregon Revised Statutes, I have the right to request verification of the debt allegedly owed. Therefore, I kindly request you to provide the following documents: a. A complete loan history, including the original loan agreement, promissory note, and any subsequent modifications. b. A detailed breakdown of all fees, penalties, and interests that have been applied to the account, along with their origination and accrual dates. c. Any along, assignment, or endorsement to verify the current holder and legitimacy of the debt. d. Evidence of compliance with all required notice, disclosure, and summons procedures in accordance with Oregon law. e. Any additional documents necessary to substantiate the legal standing to proceed with the foreclosure. 3. Cease Foreclosure Request: Considering the potential consequences of foreclosure, I kindly request that all foreclosure proceedings be ceased until the verification of debt has been provided and deemed satisfactory in accordance with Oregon law. This halt will allow for a fair assessment of the matter and ensure no precipitous action is taken against my property. 4. Response and Deadline: I hereby request that you provide a written response to this letter within [insert reasonable timeframe, e.g., 30 calendar days] from the date of receiving this letter. This will help facilitate a transparent and timely resolution to this matter. Please submit all requested documents to the address below or via email at [your preferred contact details]. Failure to provide the requested verification may lead to further legal actions on my part. [Sincerely/Thank you], [Your Name] [Your Address] [Your Contact Details] Types of Oregon Sample Letters to Foreclosure Attorney: — Oregon Sample Letter to Foreclosure Attorney to Provide Verification of Debt and Cease Foreclosure — Oregon Sample Letter to Foreclosure Attorney to Request Loan Restructuring Options — Oregon Sample Letter to Foreclosure Attorney to Negotiate Loan Modification Terms — Oregon Sample Letter to Foreclosure Attorney to Contest Foreclosure Due to Lender Misconduct — Oregon Sample Letter to Foreclosure Attorney to Request Mediation with the Lender