Oregon Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0529LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Oregon Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit: [Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] Trans Union P.O. Box 1000 Chester, PA 19022 Subject: Request for Free Copy of Credit Report under the Fair Credit Reporting Act (FCRA) Dear Trans Union, I am writing to request a free copy of my credit report in accordance with my rights under the Fair Credit Reporting Act (FCRA) Section 612. I recently applied for credit and was informed that my application was denied. You are required by law to provide me with a copy of my credit report within 60 days of receiving this letter. Please find below the necessary information to facilitate the prompt processing of my request: 1. Full Name: [Your Full Name] 2. Date of Birth: [Your Date of Birth] 3. Social Security Number: [Your SSN] 4. Current Address: [Your Current Address] 5. Previous Address (if applicable): [Your Previous Address] It is important to note that I have enclosed a copy of the letter I received regarding the denial of credit for your reference. The denial letter states that the decision was primarily based on information contained in my credit report. Therefore, I kindly request that you send me a copy of the credit report(s) used during the evaluation process. I would also like to receive any other information related to my credit file held by Trans Union, including details of any inquiries made on my credit history over the past 12 months. If there are any other reports or supplementary information that could impact my credit eligibility, please include those as well. In compliance with the FCRA, I understand that I am entitled to a free copy of my credit report from each of the three major credit reporting bureaus, including Trans Union, upon denial of credit. Therefore, I kindly request that you also provide me with instructions on how to obtain the credit reports from the other two bureaus, namely Equifax and Experian. I would appreciate receiving the requested information as soon as possible, and through a secure method to safeguard the confidentiality of my personal information. If any additional information or documents are required to complete my request, please inform me promptly, so that I may provide them without delay. Thank you for your prompt attention to this matter. Your assistance will greatly help me understand and address any potential issues on my credit report. I look forward to receiving the requested credit report and related information within the time frame mandated by the FCRA. Yours sincerely, [Your Name]

Oregon Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit: [Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] Trans Union P.O. Box 1000 Chester, PA 19022 Subject: Request for Free Copy of Credit Report under the Fair Credit Reporting Act (FCRA) Dear Trans Union, I am writing to request a free copy of my credit report in accordance with my rights under the Fair Credit Reporting Act (FCRA) Section 612. I recently applied for credit and was informed that my application was denied. You are required by law to provide me with a copy of my credit report within 60 days of receiving this letter. Please find below the necessary information to facilitate the prompt processing of my request: 1. Full Name: [Your Full Name] 2. Date of Birth: [Your Date of Birth] 3. Social Security Number: [Your SSN] 4. Current Address: [Your Current Address] 5. Previous Address (if applicable): [Your Previous Address] It is important to note that I have enclosed a copy of the letter I received regarding the denial of credit for your reference. The denial letter states that the decision was primarily based on information contained in my credit report. Therefore, I kindly request that you send me a copy of the credit report(s) used during the evaluation process. I would also like to receive any other information related to my credit file held by Trans Union, including details of any inquiries made on my credit history over the past 12 months. If there are any other reports or supplementary information that could impact my credit eligibility, please include those as well. In compliance with the FCRA, I understand that I am entitled to a free copy of my credit report from each of the three major credit reporting bureaus, including Trans Union, upon denial of credit. Therefore, I kindly request that you also provide me with instructions on how to obtain the credit reports from the other two bureaus, namely Equifax and Experian. I would appreciate receiving the requested information as soon as possible, and through a secure method to safeguard the confidentiality of my personal information. If any additional information or documents are required to complete my request, please inform me promptly, so that I may provide them without delay. Thank you for your prompt attention to this matter. Your assistance will greatly help me understand and address any potential issues on my credit report. I look forward to receiving the requested credit report and related information within the time frame mandated by the FCRA. Yours sincerely, [Your Name]