Oregon Sample Letter for Notice Under Fair Debt Collection Act

• Category: Letters - Legal - Collections
• State: Multi-State
• Control #: US-0737LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Oregon Sample Letter for Notice Under Fair Debt Collection Act Dear [Debt Collector's Name], RE: [Your Name] — Account Number: [Account Number] I am writing to formally notify you under the Fair Debt Collection Practices Act (FD CPA), specifically under the Oregon collection laws, regarding the debt that you are attempting to collect from me. I request that you immediately cease all communication related to this debt, pursuant to my rights under federal and state law. I have reviewed my rights and responsibilities outlined in the FD CPA and understand that I have the right to dispute the validity of this debt within 30 days of receiving this notice. Furthermore, I am taking this opportunity to exercise that right. Therefore, I request that you provide me with the following information: 1. Verification of the debt — Please provide me with written documentation that clearly substantiates the amount owed. This should include the original creditor's name and contact information, the original debt amount, and any itemized transactions or charges that contribute to the current amount being sought. 2. Proof of your authority — Please provide evidence that you are legally authorized to collect this debt on behalf of the creditor. This should include a copy of the agreement or contract that grants you the power to act as the debt collector. 3. Provide contact details — Please provide your full contact information, including your mailing address and a valid phone number. This is necessary to ensure proper communication as I exercise my rights under the FD CPA. Failure to comply with this request within the allowed time frame will be considered a violation of my rights under federal and state law. Any further communication from your agency regarding this debt will be deemed harassment and I will not hesitate to take legal action to protect my rights. Additionally, I would like to remind you that collecting any amount in excess of what is legally owed, or through unfair or deceptive methods, is against the law. I expect your agency to conduct all collection activities in accordance with the FD CPA and relevant Oregon collection laws. Please note that this letter does not constitute an acknowledgment of the debt, nor does it waive any rights I may have in responding to any legal actions. I reserve the right to seek legal advice for further assistance in protecting my rights. Thank you for your prompt attention to this matter. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code]

Oregon Sample Letter for Notice Under Fair Debt Collection Act Dear [Debt Collector's Name], RE: [Your Name] — Account Number: [Account Number] I am writing to formally notify you under the Fair Debt Collection Practices Act (FD CPA), specifically under the Oregon collection laws, regarding the debt that you are attempting to collect from me. I request that you immediately cease all communication related to this debt, pursuant to my rights under federal and state law. I have reviewed my rights and responsibilities outlined in the FD CPA and understand that I have the right to dispute the validity of this debt within 30 days of receiving this notice. Furthermore, I am taking this opportunity to exercise that right. Therefore, I request that you provide me with the following information: 1. Verification of the debt — Please provide me with written documentation that clearly substantiates the amount owed. This should include the original creditor's name and contact information, the original debt amount, and any itemized transactions or charges that contribute to the current amount being sought. 2. Proof of your authority — Please provide evidence that you are legally authorized to collect this debt on behalf of the creditor. This should include a copy of the agreement or contract that grants you the power to act as the debt collector. 3. Provide contact details — Please provide your full contact information, including your mailing address and a valid phone number. This is necessary to ensure proper communication as I exercise my rights under the FD CPA. Failure to comply with this request within the allowed time frame will be considered a violation of my rights under federal and state law. Any further communication from your agency regarding this debt will be deemed harassment and I will not hesitate to take legal action to protect my rights. Additionally, I would like to remind you that collecting any amount in excess of what is legally owed, or through unfair or deceptive methods, is against the law. I expect your agency to conduct all collection activities in accordance with the FD CPA and relevant Oregon collection laws. Please note that this letter does not constitute an acknowledgment of the debt, nor does it waive any rights I may have in responding to any legal actions. I reserve the right to seek legal advice for further assistance in protecting my rights. Thank you for your prompt attention to this matter. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code]