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Can a Store Refuse to Give a Refund According to Federal Law? There are no federal laws that require a merchant to refund money unless the product they sell turns out to be defective, despite the federal consumer protection regulation enforced by the Federal Trade Commission (FTC).
If you can't get the support you need from the retailer in the form of a refund, repair or replacement, you can file a complaint with the company. If that still doesn't help, you can contact the Consumer Ombudsman. They'll aim to help resolve your dispute within 10 working days.
If the buyer's billing address or event is in one of 14 states with consumer laws around refund then the customer still can receive a refund. That includes includes California, Connecticut, Florida, Hawaii, Maryland, Massachusetts, Minnesota, New Jersey, New York, Ohio, Rhode Island, Utah, and Virginia.
Company Won't Give You a Refund? Here's How to Get Your Money BackTry to Work it Out with the Merchant First.Option 1: Request a Chargeback.Option 2: Consider Mediation.Option 3: Sue in Small Claims.Option 4: Pursue Consumer Arbitration.FairShake Can Help Make Arbitrating a Breeze.
A no refund policy is a statement explaining that your business will not provide compensation for purchased products or services that customers return.
In the U.S., there's no federal law that says merchants have to accept returns. However, retailers are required to provide a repair, exchange, or refund if a product is defective. And under the FTC's cooling off rule, you have the right to cancel some sales within three days of the purchase and get a full refund.
You usually have to demand a refund between 30 and 60 days, and a chargeback even up to 120 days with some credit cards. Check the difference between refunds and chargebacks, so you know what you're doing. When it comes to the companies' time limit, it can range from 20 to 45 days.
The first thing you should do is try to speak with a customer service representative. Even if you don't have a great excuse for canceling, sometimes the reservation gods will smile upon you and you'll get your money back. You might also want to ask if the hotel might be open to charging you just the cleaning fee.
You may not be able to get a refund for non-delivery. Contact your debit card company (often your bank) and ask if they have any voluntary protections. Read more about disputing charges. A federal law applies to most things you order by phone, mail, or online.
If a consumer has the right to cancel an order because there is something wrong with the goods - for example, they are faulty or not as described - then they are entitled to a full refund of all delivery charges, including premium delivery charges.