This lease rider form may be used when you are involved in a lease transaction, and have made the decision to utilize the form of Oil and Gas Lease presented to you by the Lessee, and you want to include additional provisions to that Lease form to address specific concerns you may have, or place limitations on the rights granted the Lessee in the “standard” lease form.
Oregon Reservation of Additional Interests in Production
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Multi-State
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US-OG-819
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Word;
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How to fill out Reservation Of Additional Interests In Production?
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Maximum Chargeable Interest Type of loanRegulated Maximum InterestCurrent Maximum Interest *Home Loan(Repo rate + 12%) per year15.5% per yearUnsecured Loan(Repo rate + 21%) per year23.5% per yearShort-term Loan5% per month on the first loan, 3% per month on the second loan
An interest rate that exceeds the legal rate of interest is classified as usury. There are usually stiff penalties for usury in most states, such as fines or even the forfeiture of principal and/or interest.
There is no federal regulation on the maximum interest rate that your issuer can charge you, though each state has its own approach to limiting interest rates. State usury laws often dictate the highest interest rate that can be charged on loans, but these often don't apply to credit card loans.
Oregon's Interest Rate Laws: Overview In Oregon, lenders may charge up to nine percent interest unless otherwise agreed, which also applies to interest rates on judgments. However, lenders making business loans of less than $50,000 and certain financial institutions are exempt from these limits.
For licensees and registrants under the Mortgage Brokers, Lenders, and Servicers Licensing Act (MBLSLA), MCL 445.1651 et seq., and the Secondary Mortgage Loan Act (SMLA), MCL 493.51 et seq., the maximum annual rate of interest allowed to be charged on a mortgage loan is 25%, inclusive of finance charges (APR).
(2) Except as provided in this subsection, the rate of interest on judgments for the payment of money is nine percent per annum. The following apply as described: (a) Interest on a judgment under this subsection accrues from the date of the entry of the judgment unless the judgment specifies another date.