Pennsylvania Letter to Credit Card Companies and Financial Institutions Notifying Them of Death
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How to fill out Letter To Credit Card Companies And Financial Institutions Notifying Them Of Death?
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FAQ
However, once the three nationwide credit bureaus ? Equifax, Experian and TransUnion ? are notified someone has died, their credit reports are sealed and a death notice is placed on them. That notification can happen one of two ways ? from the executor of the person's estate or from the Social Security Administration.
Dear [name of credit bureau]: I am writing to request that a formal death notice be placed on the credit file of: Deceased's full name (with middle initial if used): Most recent address: Social Security number: Birthdate: Enclosed please find one copy of decedant's death certificate.
Unfortunately, ?(Detail Deceased's name) ?passed away on ?(Detail Date)?. I enclose a copy of their death certificate. They didn't leave behind any assets and there is no money to pay what they owe. Please consider writing off this debt because there is no prospect of you ever recovering any money towards it.
Write a letter to one of the nationwide credit reporting agencies. Whichever agency you contact ? TransUnion, Equifax or Experian ? will then notify the other two on your behalf. Along with a copy of the death certificate, please also include the following for the deceased: Legal name.
You can call the number on the back of the card and speak with a customer service representative about your situation. Note that the credit card companies may ask for an official copy of the death certificate and may also need the deceased's Social Security number.
You can contact Synchrony Financial by phone or by mail. It's helpful to have the deceased's account number and a copy of the death certificate. The customer service number for Synchrony Financial is 1-866-419-4096. Alternatively, you can write to Synchrony Bank, P.O. Box 965033, Orlando, FL 32896-5033.
Using the credit report as your guide, contact all banks and credit card companies at which the deceased had an open account and close those accounts as quickly as possible. You will need to provide a certified copy of the death certificate to close the account.
Unfortunately, ?(Detail Deceased's name) ?passed away on ?(Detail Date)?. I enclose a copy of their death certificate. They didn't leave behind any assets and there is no money to pay what they owe. Please consider writing off this debt because there is no prospect of you ever recovering any money towards it.
