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Pennsylvania Complaint and Summons for Balance Due on Credit Card Account

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US-03350BG
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Description

Filing a Complaint or Petition

Any complaint or petition for relief in a court must be filed within the statutory time limit (Statute of Limitations). These statutes vary from state to state. These statutes also vary depending on what your cause of action is. For example, in many states, the statute of limitations regarding a cause of action for breach of contract is three years, while the cause of action for an intentional tort, like slander, is one year.


A complaint is a general statement of the plaintiffs claim. The complaint must describe the actions that led to the claim of a violation (i.e., violation of rights). The claim can be for money damages. It could also be a claim for equitable remedies like specific performance (e.g., court forcing a party to abide by a contract) or an injunction (e.g., stopping a person from doing something). The complaint must establish jurisdiction of the court in which it is filed. For example, if the complain is filed in federal court, it must show diversity of citizenship or that a federal statutory or constitutional question is involved.


Service of Process

This generally involves attaching a copy of the complaint to a summons which is served on the defendant. The summons explains to the defendant what is going on and certain rights that that the defendant has. The summons explains:

o That the defendant is being sued;

o The name of the Court in which he is being sued;

o When he must file an answer; and

o The fact that a default judgment will be entered if no answer is filed.
The summons (or process) is delivered by an office of the court. In many state courts, this can be a deputy sheriff or a professional process server. Deputy Marshals or process servers are used in federal court. Constables are used in justice court of some states. In exceptional circumstances, when the defendant can not be found, service may be made by publication in a newspaper.


The summons must normally be served on the individual defendant. Some states allow service on a member of defendants household if the defendant is not available. A plaintiff must serve a corporate defendant by serving the registered agent or an appropriate officer of the corporation.

Pennsylvania Complaint and Summons for Balance Due on Credit Card Account is a legal document filed by a credit card company or its authorized representative to initiate a legal action against a debtor who has failed to repay the outstanding balance on their credit card account. This complaint is specific to Pennsylvania and enables the creditor to seek legal recourse to collect the unpaid debt. The Pennsylvania Complaint and Summons for Balance Due on Credit Card Account serves as an official notice to the debtor that a lawsuit has been filed against them in a Pennsylvania court. This document outlines the details of the credit card account, the outstanding balance, any accrued interest, and fees incurred. It also lists the creditor's allegations regarding the debtor's failure to make payments and breach of the credit card agreement. Keywords: Pennsylvania, complaint, summons, balance due, credit card account, legal action, debtor, outstanding balance, credit card company, unpaid debt, lawsuit, court, accrued interest, fees, payments, breach, credit card agreement. Different types of Pennsylvania Complaint and Summons for Balance Due on Credit Card Account may include: 1. Original Complaint: The initial complaint filed by the creditor outlining the details of the credit card account, outstanding balance, and breach of the credit card agreement. 2. Amended Complaint: A revised complaint filed by the creditor, usually to include additional information, updated balance, or address any inaccuracies in the original complaint. 3. Counterclaim: In some cases, the debtor might file a counterclaim in response to the creditor's complaint, alleging errors, fraudulent activity, or violation of consumer protection laws. 4. Third-Party Complaint: In certain instances, the creditor might involve a third party, such as a debt collection agency, in the legal action. A third-party complaint outlines the role and responsibility of the third party in the debt collection process. 5. Motion to Dismiss: Either party can file a motion to dismiss the case, seeking the court's dismissal of the complaint for various legal reasons, including lack of jurisdiction, improper service of summons, or invalid claims. 6. Settlement Agreement: If both parties reach a resolution before the completion of the legal process, a settlement agreement may be filed, outlining the terms of repayment or negotiated settlement to resolve the debt. Please note that this is a general description, and specific details and procedures may vary depending on the specific circumstances and court rules in Pennsylvania. It is always recommended consulting with a legal professional for accurate advice based on your situation.

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How to fill out Pennsylvania Complaint And Summons For Balance Due On Credit Card Account?

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FAQ

Credit Card Debt: Guide to Responding to Court Summons Review the Complaint and The Summon. You should review the summon and look out for important details including: ... Calculate the Deadline for Filing A Response. ... Draft A Response to The Complaint. ... File the Answer Form. ... Serve Copies to The Plaintiff.

You may settle your case at any time prior to having the court make a decision (a judgment) by either: Paying the full amount of the debt (plus any fees, costs, and interest required) Negotiating to pay a lesser amount and having the other side agree to accept that amount as full payment.

IMPORTANT: In Pennsylvania, there is a four (4) year statute of limitations that applies to most kinds of non-government debt (e.g., credit cards, medical bills, utility bills, etc.) The 4 years usually runs from the last payment made on the account.

A creditor can sue you if you get behind in your payments. The creditor may file a law suit at the Magisterial District Court if it's for a small amount, or may sue you in the County Court of Common Pleas, or in Federal Court.

You may lose the ability to dispute the debt, if you believe you don't owe it or that the amount is wrong, and depending on your situation and your state's laws, the creditor may be able to: Garnish your wages. Place a lien against your property. Move to freeze funds in your bank account.

Settle the Debt by Paying Less Than the Full Amount Many people do this successfully on their own, but you can hire a debt settlement attorney to help if you can afford it. In some cases, the court will require that both parties in the lawsuit try to reach a settlement agreement.

Resolving debt before a lawsuit A partial one-time payment is often the least expensive way to pay off a debt. ... You may be able to negotiate payments in monthly installments. ... If you are being harassed by debt collectors, you can ask them to stop. ... When debt expires, you can't be sued for it.

You must fill out an Answer, serve the other side's attorney, and file your Answer form with the court within 30 days. If you don't, the creditor can ask for a default. If there's a default, the court won't let you file an Answer and can decide the case without you.

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Oct 27, 2015 — Once a civil claim is filed, the magisterial district judge clerk shall set a hearing date within. 12 to 60 days from the Complaint filing date. PACFile is a service that provides attorneys and pro se litigants the option to file documents electronically on new and existing Commonwealth Court cases.If you are sued in the county or federal court, you must file a written response within 20 days. If you do nothing, you will lose automatically. If you believe ... Dec 4, 2009 — The monthly statement need only show the amount and date of the transaction, the name of the entity that provided the goods, services or cash ... Ask if you can get a new payment plan that you can afford. Make sure you write down the exact amount and due date of your payments. • If the clerk says that ... Complaint Information. Please explain your complaint: Try to be brief, but be sure to tell WHAT happened, WHEN it happened and WHERE it happened. Sued for your credit card debt? Learn how to defend yourself in a credit card lawsuit, how to settle instead of going to court, & when to consult a lawyer. pay filing fees by credit card over the Internet; review their Internet credit card transaction payment history. Pleadings/Documents which currently require ... Search for national federal court forms by keyword, number, or filter by category. Forms are grouped into the following categories: Attorney, Bankruptcy, Civil, ... How to fill out Philadelphia Pennsylvania Complaint And Summons For Balance Due On Credit Card Account? Do you need to quickly draft a legally-binding ...

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Pennsylvania Complaint and Summons for Balance Due on Credit Card Account