Pennsylvania Sample Letter for Breakdown of Account Arrearage

• Category: Letters - Legal - Bankruptcy
• State: Multi-State
• Control #: US-0384LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] [Recipient's Name] [Recipient's Address] [City, State, Zip Code] Subject: Breakdown of Account Arbitrage — [Account Number] Dear [Recipient's Name], I hope this letter finds you well. I am writing to request a detailed breakdown of the account arbitrage associated with my [type of account, e.g., credit card, loan, mortgage] held with [Name of Lender/Creditor]. As a Pennsylvania resident, I understand that there may be specific guidelines and procedures related to the disclosure of this information, and I trust that this request will be handled accordingly. I have recently been notified of the existence of arbitrage on my account, which has brought concerns to my attention. In order to gain a clear understanding of the charges and how they have been allocated, I kindly request your assistance in providing a comprehensive breakdown of the account arbitrage. Specifically, I request the following information: 1. Principal Balance: Please provide the current outstanding principal balance on my account. 2. Accrued Interest: I would like a detailed breakdown of the interest charges that have accrued over time. This includes the interest rate applied, how it is calculated, and the period during which the charges have been accumulated. 3. Late Fees: Kindly specify any late fees that have been imposed on the account and provide a breakdown of how these fees are assessed. 4. Penalties: If there are any penalties associated with the arbitrage, please provide a detailed explanation of the nature of these penalties and when they were imposed. 5. Additional Charges/Costs: If there are any other charges or costs that have been added to the account arbitrage, please provide a detailed list outlining each charge along with the respective dates they were incurred. I am interested in obtaining a comprehensive breakdown to ensure transparency and to facilitate my understanding of the account arbitrage. This information will enable me to assess the validity of the arbitrage and develop an appropriate plan for resolving the outstanding balance. Please note that under the Pennsylvania Fair Credit Extension Uniformity Act, § 3727, I am entitled to receive a detailed accounting of the account arbitrage upon request. I kindly ask that you provide this information within [state your preferred timeframe]. Additionally, I request that this breakdown of the account arbitrage be provided in a clear and understandable format, free from convoluted jargon or complex calculations. I appreciate your prompt attention to this matter and look forward to receiving the requested information. If you require any further information or documentation to fulfill this request, please let me know at your earliest convenience. Thank you for your assistance in resolving this matter. I remain hopeful for a timely response and an amicable resolution. Yours sincerely, [Your Name]

[Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] [Recipient's Name] [Recipient's Address] [City, State, Zip Code] Subject: Breakdown of Account Arbitrage — [Account Number] Dear [Recipient's Name], I hope this letter finds you well. I am writing to request a detailed breakdown of the account arbitrage associated with my [type of account, e.g., credit card, loan, mortgage] held with [Name of Lender/Creditor]. As a Pennsylvania resident, I understand that there may be specific guidelines and procedures related to the disclosure of this information, and I trust that this request will be handled accordingly. I have recently been notified of the existence of arbitrage on my account, which has brought concerns to my attention. In order to gain a clear understanding of the charges and how they have been allocated, I kindly request your assistance in providing a comprehensive breakdown of the account arbitrage. Specifically, I request the following information: 1. Principal Balance: Please provide the current outstanding principal balance on my account. 2. Accrued Interest: I would like a detailed breakdown of the interest charges that have accrued over time. This includes the interest rate applied, how it is calculated, and the period during which the charges have been accumulated. 3. Late Fees: Kindly specify any late fees that have been imposed on the account and provide a breakdown of how these fees are assessed. 4. Penalties: If there are any penalties associated with the arbitrage, please provide a detailed explanation of the nature of these penalties and when they were imposed. 5. Additional Charges/Costs: If there are any other charges or costs that have been added to the account arbitrage, please provide a detailed list outlining each charge along with the respective dates they were incurred. I am interested in obtaining a comprehensive breakdown to ensure transparency and to facilitate my understanding of the account arbitrage. This information will enable me to assess the validity of the arbitrage and develop an appropriate plan for resolving the outstanding balance. Please note that under the Pennsylvania Fair Credit Extension Uniformity Act, § 3727, I am entitled to receive a detailed accounting of the account arbitrage upon request. I kindly ask that you provide this information within [state your preferred timeframe]. Additionally, I request that this breakdown of the account arbitrage be provided in a clear and understandable format, free from convoluted jargon or complex calculations. I appreciate your prompt attention to this matter and look forward to receiving the requested information. If you require any further information or documentation to fulfill this request, please let me know at your earliest convenience. Thank you for your assistance in resolving this matter. I remain hopeful for a timely response and an amicable resolution. Yours sincerely, [Your Name]