Pennsylvania Sample Letter to Foreclosure Attorney - General Demand to Stop Foreclosure and Reasons

• Category: Letters - Legal - Foreclosures
• State: Multi-State
• Control #: US-0513LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form.

Subject: Urgent General Demand to Stop Foreclosure in Pennsylvania — Sample Letter to Foreclosure Attorney Dear [Foreclosure Attorney's Name], I hope this letter finds you well during these challenging times. I am writing as a concerned homeowner from [City], Pennsylvania, regarding the pending foreclosure on my property located at [Property Address]. I sincerely request your immediate attention to halt the foreclosure proceedings against my home and consider the following factors: 1. Financial Hardship: Due to unforeseen circumstances beyond my control, I have been facing significant financial difficulties. [Mention the specific reasons for your financial hardship, such as loss of employment, medical emergencies, divorce, or a series of unfortunate events]. As a result, I have been unable to meet my mortgage obligations consistently, leading to the current foreclosure situation. 2. Willingness to Work Out the Delinquency: I want to emphasize my sincere intent to resolve the delinquency and save my home from foreclosure. Despite my financial hardships, I am actively seeking employment (or undergoing necessary medical treatment, etc.), and I am committed to making my mortgage payments once I regain financial stability. Please consider this as an earnest effort on my part to rectify the situation. 3. History of Timely Payments: Prior to my current financial distress, I have maintained a consistent history of timely mortgage payments. This struggle is an unfortunate deviation from my past track record, and it is my genuine intent to overcome this temporary setback. 4. Community and Property Value Preservation: Allowing the foreclosure process to proceed will not only negatively impact my family but also have severe ramifications on the community. I have been an active and responsible member of the neighborhood for [number of years], and my property contributes to the overall desirability and stability of the area. Saving my home would help preserve property values for myself and my neighbors. 5. Request for Mortgage Modification or Alternative Solution: Instead of proceeding with foreclosure, I would like to explore the possibility of obtaining a mortgage modification (if applicable in my case) or any alternative solution that would allow me to bring the loan current and sustainably manage my future mortgage payments. I request your assistance in reviewing and properly considering these alternatives. 6. Desire to Collaborate: I strongly believe that mutual understanding and collaboration can lead to amicable resolutions. Therefore, I kindly request an opportunity to discuss my situation in detail, explore potential solutions, and create a plan for moving forward. I hope that we can engage in a meaningful dialogue to find a resolution that benefits all parties involved. In light of the above, I respectfully insist that you cease all foreclosure proceedings until a reasonable resolution is reached. I am confident that by working together, we can find a viable solution that satisfies both the lender's interests and ensures the preservation of my home. Thank you for your prompt attention to this matter. I appreciate your understanding and willingness to reconsider the foreclosure action against my property. Please acknowledge receipt of this letter and indicate the appropriate course of action. Yours sincerely, [Your Name] [Your Contact Information]