Pennsylvania Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0527LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Pennsylvania Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit: [Your Name] [Your Address] [City, State, ZIP] [Date] Equifax Information Services LLC P.O. Box 740241 Atlanta, GA 30374 Subject: Request for Free Copy of Credit Report based on Denial of Credit Dear Equifax, I am writing to request a free copy of my credit report, as allowed under the Fair Credit Reporting Act (FCRA), following the denial of credit. I recently applied for [credit type] and was informed by the creditor that my credit request was denied due to information contained in my Equifax credit report. I understand that as a resident of Pennsylvania, I am entitled to receive a free credit report annually from each of the three major credit bureaus, including Equifax. According to the FCRA, I also have the right to request a free copy of my report within 60 days of being denied credit. To facilitate the processing of my request, I have included the following information: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your SSN] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Telephone Number: [Your Phone Number] Email Address: [Your Email Address] Additionally, please find enclosed a copy of the denial notice I received from the creditor that includes details about the application and the reason for denial. I kindly request that you review my credit report and provide me with a copy in order to understand the information that led to the denial. I would also appreciate it if you could promptly provide me with written confirmation of the receipt of this letter and the initiation of the process to obtain a copy of my credit report. Please send all correspondence to the address provided above. If there are any fees associated with this request, please inform me in advance and provide a breakdown of the charges. However, please note that under the FCRA, I should not be charged for my initial credit report if I have been denied credit. I appreciate your prompt attention to this matter. If you have any questions or need additional information, please do not hesitate to contact me at the phone number or email address provided above. Thank you for your cooperation. Yours sincerely, [Your Name] Keywords: Pennsylvania, Sample Letter, Equifax, Free Copy, Credit Report, Denial of Credit.

Pennsylvania Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit: [Your Name] [Your Address] [City, State, ZIP] [Date] Equifax Information Services LLC P.O. Box 740241 Atlanta, GA 30374 Subject: Request for Free Copy of Credit Report based on Denial of Credit Dear Equifax, I am writing to request a free copy of my credit report, as allowed under the Fair Credit Reporting Act (FCRA), following the denial of credit. I recently applied for [credit type] and was informed by the creditor that my credit request was denied due to information contained in my Equifax credit report. I understand that as a resident of Pennsylvania, I am entitled to receive a free credit report annually from each of the three major credit bureaus, including Equifax. According to the FCRA, I also have the right to request a free copy of my report within 60 days of being denied credit. To facilitate the processing of my request, I have included the following information: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your SSN] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Telephone Number: [Your Phone Number] Email Address: [Your Email Address] Additionally, please find enclosed a copy of the denial notice I received from the creditor that includes details about the application and the reason for denial. I kindly request that you review my credit report and provide me with a copy in order to understand the information that led to the denial. I would also appreciate it if you could promptly provide me with written confirmation of the receipt of this letter and the initiation of the process to obtain a copy of my credit report. Please send all correspondence to the address provided above. If there are any fees associated with this request, please inform me in advance and provide a breakdown of the charges. However, please note that under the FCRA, I should not be charged for my initial credit report if I have been denied credit. I appreciate your prompt attention to this matter. If you have any questions or need additional information, please do not hesitate to contact me at the phone number or email address provided above. Thank you for your cooperation. Yours sincerely, [Your Name] Keywords: Pennsylvania, Sample Letter, Equifax, Free Copy, Credit Report, Denial of Credit.