Title: Pennsylvania Sample Letter for Cancellation of Deed of Trust Introduction: In Pennsylvania, when a loan is repaid in full, it is essential to formally cancel the Deed of Trust to release any encumbrances on the property. This letter serves as a template to assist homeowners in drafting a detailed cancellation of Deed of Trust letter to their lender. Please note, variations of this letter may be used depending on different scenarios. Sample Letter for Full Repayment: [Your Name] [Your Address] [City, State, ZIP] [Date] [Lender's Name] [Lender's Address] [City, State, ZIP] Subject: Cancellation of Deed of Trust — Loan Repayment in Full Dear [Lender's Name], I hope this letter finds you well. I am writing to formally request the cancellation of the Deed of Trust associated with my loan, numbered [Loan Number], due to its full repayment. I have satisfactorily fulfilled all the financial obligations as stated in the Loan Agreement. Key Points to Include: 1. Begin by expressing gratitude for the loan opportunity and highlighting the completion of the repayment process. 2. Mention the loan specifics like the loan number, original amount borrowed, and any other relevant account details. 3. State explicitly that the loan has been repaid in full, including principal and interest. 4. Request the immediate cancellation of the Deed of Trust, relieving any and all encumbrances placed on the property described in the loan agreement. 5. Request an official confirmation, preferably in writing, of the Deed of Trust cancellation for your records. 6. Include any supporting documentation, like the final payment confirmation or settlement statement, if necessary. 7. Provide your contact information for convenient communication regarding this matter. 8. Close the letter by expressing gratitude for their prompt attention to this request. Alternate Sample Letters: 1. Sample Letter for Partial Repayment: If you intend to make a partial repayment towards the loan, modify the above template to request a partial cancellation, specifying the percentage or amount to be canceled. 2. Sample Letter in Case of Loan Assumption: If someone else assumes the loan and takes over the mortgage obligations, a modified letter may be used to request the cancellation of the Deed of Trust in the original borrower's name and its re-issuance in the new borrower's name. Conclusion: By using this Pennsylvania Sample Letter for Cancellation of Deed of Trust, individuals can draft a comprehensive and formal request for the cancellation of their Deed of Trust after fully repaying their mortgage loan. It is advisable to consult legal professionals or lenders for personalized assistance regarding specific situations not covered in this general template.