Pennsylvania Monthly Retirement Planning
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FAQ
It is a guarantee from an employer to make payments to the employee for the duration of their retirement. This is as opposed to a defined contribution retirement plan. In this case, an employer guarantees that they will make payments to the employee's retirement plan during their period of employment.
SURS offers two Defined Benefit plans, and one Defined Contribution plan. All SURS retirement plans are 401(a), non-ERISA plans. A Defined Benefit Plan provides you with a specific, guaranteed amount when you retire.
In the SERS defined benefit pension plan, your benefit is defined by a calculation that considers your years of service and salary. Your benefit grows each year based on an annual benefit accrual rate and, when you retire, is paid to you in equal monthly payments for your lifetime.
A SERS pension provides lifetime retirement security in the form of regular and consistent benefit payments, which makes it easier for retirees stay on a budget. Retirement with SERS is a matter of eligibility. You must meet one of the age and service credit combinations to be eligible for a monthly, lifetime pension.
SERS uses nanoscale roughened metal surfaces typically made of gold (Au) or silver (Ag). Laser excitation of these roughened metal nanostructures resonantly drives the surface charges creating a highly localized (plasmonic) light field.
Eligibility Requirements through December 1, 2021 Am I eligible for Health Care? The unreduced benefit is your full benefit. You may retire early with a reduced benefit. Members must have at least five years of contributing service credit, while earning the minimum required salary, to earn an OPERS pension.
Connecticut's State Employees Retirement System (SERS), the State's largest retirement system, is a "defined benefit plan" administered by the State Employees Retirement Commission.
SERS is a defined benefit public pension plan. This means that SERS' primary responsibility is to assure that sufficient funds will be available to provide lifetime retirement and disability benefits, as well as survivor benefits, Medicare B, and lump sum death benefits.
A DROP is an option provided to active participants of certain retirement plans. It allows members who elect DROP the option to continue to work beyond their Normal Retirement Date and convert part of their retirement benefit into a lump sum.
"DROP" means the Deferred Retirement Option Plan established by the board under this act and by a municipality under Chapter 11 of the act of December 18, 1984 (P.L. 1005, No. 205), known as the Municipal Pension Plan Funding Standard and Recovery Act .