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By filing a Chapter 13 Bankruptcy Petition you immediately stop mortgage foreclosure. You are able to file a Plan which gives you up to five years to get caught up on your mortgage delinquency.
Public school employers can receive pre-approval from PSERS to hire PSERS retirees as short-term or long-term substitutes using our School Year Approval Process.
There is no set timeline for a foreclosure in PA. The specifics of your case and the court's agenda may add or subtract a few weeks from the timeline. Typically, you can expect 120 days to pass before an uncontested foreclosure is finalized.
HEMAP was created by Act 91 of 1983, and was designed to protect Pennsylvanians who, through no fault of their own, are financially unable to make their mortgage payments and are in danger of losing their homes to foreclosure.
Defaulting on one's mortgage, or failing to meet mortgage payments for some time, will likely result in a borrower receiving an Act 91 notice of foreclosure letter in the mail from their bank. Banks can start mortgage foreclosure in Pennsylvania when borrowers have been delinquent for at least 120 days.
Level I certificates: Instructional I, Career and Technical Instructional I, Educational Specialist I, Supervisory I, and Administrative I. Validity is determined by service time, not calendar years. Validity expiration dates are not printed on certificates.
Individuals fulfilling the student teaching experience per 22 Pa. Code §354.25(f) may not substitute for longer than 10 days for a single professional employee or no more than 20 days total for the school year and must possess at least one satisfactory observation related to their student teacher program.