Puerto Rico Sample Letter for Request for Free Credit Report Based on Denial of Credit

• Category: Letters - Nonlegal - Requests
• State: Multi-State
• Control #: US-0095LR
• Format: Word; Rich Text

Description

This form is used by an individual to request his or her free credit report from any credit reporting agency based on denial of credit. Subject: Request for Free Credit Report Based on Denial of Credit — Puerto Rico [Your Name] [Your Address] [City, State, ZIP Code] [Date] [Credit Bureau Name] [Address] [City, State, ZIP Code] Dear Sir/Madam, RE: REQUEST FOR FREE CREDIT REPORT BASED ON DENIAL OF CREDIT — PUERTO RICO I am writing to request a copy of my free credit report in accordance with the Fair Credit Reporting Act (FCRA) Section 612, which grants me the right to a free credit report after being denied credit. I recently applied for credit with [Creditor's Name] and received a notice of denial. I was informed that the decision was based, in part, on information obtained from your credit bureau. In order to better understand the factors influencing this denial, I am entitled to receive a copy of my credit report. Please find below my personal and contact information for identification purposes: Full Name: [Your Full Name] Social Security Number: [Your SSN] Date of Birth: [Your Date of Birth] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Telephone: [Your Contact Number] Email: [Your Email Address] Furthermore, I kindly request that you provide the credit score associated with my credit report as well, as stated in the FCRA. As a Puerto Rico resident, I understand that federal law governing credit reporting also applies to the U.S. territories, including Puerto Rico. Therefore, I should be granted the same rights and protections as residents in the United States. I am providing a copy of my government-issued identification and a document verifying my Puerto Rico residence. Please find these enclosed with this letter. I would appreciate it if you could send me the requested information promptly, within the timeframe specified by the FCRA, which is generally 30 days from the receipt of this letter. If there are any charges associated with this request, please inform me in writing before proceeding so that I can make an informed decision. Thank you for your prompt attention to this matter. I trust that you will conduct a thorough investigation and provide me with an accurate credit report and credit score. Should you have any questions or require additional information, please feel free to contact me at the phone number or email address provided above. Sincerely, [Your Name]

Subject: Request for Free Credit Report Based on Denial of Credit — Puerto Rico [Your Name] [Your Address] [City, State, ZIP Code] [Date] [Credit Bureau Name] [Address] [City, State, ZIP Code] Dear Sir/Madam, RE: REQUEST FOR FREE CREDIT REPORT BASED ON DENIAL OF CREDIT — PUERTO RICO I am writing to request a copy of my free credit report in accordance with the Fair Credit Reporting Act (FCRA) Section 612, which grants me the right to a free credit report after being denied credit. I recently applied for credit with [Creditor's Name] and received a notice of denial. I was informed that the decision was based, in part, on information obtained from your credit bureau. In order to better understand the factors influencing this denial, I am entitled to receive a copy of my credit report. Please find below my personal and contact information for identification purposes: Full Name: [Your Full Name] Social Security Number: [Your SSN] Date of Birth: [Your Date of Birth] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Telephone: [Your Contact Number] Email: [Your Email Address] Furthermore, I kindly request that you provide the credit score associated with my credit report as well, as stated in the FCRA. As a Puerto Rico resident, I understand that federal law governing credit reporting also applies to the U.S. territories, including Puerto Rico. Therefore, I should be granted the same rights and protections as residents in the United States. I am providing a copy of my government-issued identification and a document verifying my Puerto Rico residence. Please find these enclosed with this letter. I would appreciate it if you could send me the requested information promptly, within the timeframe specified by the FCRA, which is generally 30 days from the receipt of this letter. If there are any charges associated with this request, please inform me in writing before proceeding so that I can make an informed decision. Thank you for your prompt attention to this matter. I trust that you will conduct a thorough investigation and provide me with an accurate credit report and credit score. Should you have any questions or require additional information, please feel free to contact me at the phone number or email address provided above. Sincerely, [Your Name]