Puerto Rico Notice of Lien of Garageman and Sale
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How to fill out Notice Of Lien Of Garageman And Sale?
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FAQ
A judicial lien is created when a court grants a creditor an interest in the debtor's property, after a court judgment.
A mortgage is a specific, voluntary lien. It is specific to the piece of property and is voluntary because it was agreed to by the property owner. A judgment lien is an example of a general, involuntary lien. Judgment liens can be applied against any of an individual's assets.
Specific liens, on the other hand, apply to one specific asset. Mortgage liens, for example, are specific to the house you mortgage. If you were to default on the mortgage for your investment property, the bank could place a lien against that property, but would not be entitled to your primary residence.
A specific lien attaches only to a specific property identified in the lien. Examples of specific liens include: -Property tax lien when taxes are not paid. -Mortgage lien when a mortgage is used in financing.
There are various types of liens which may encumber a property under Puerto Rico Law. We are prepared to handle these and help the parties comply with their legal or contractual demands ingly.
Bank Lien. A lien is often granted when an individual takes out a loan from a bank to purchase an asset. For example, if an individual purchases a vehicle, the seller would be paid using the borrowed funds from the bank. In turn, the bank would be granted a lien on the vehicle.
A prime example of a specific lien is a mortgage lien, which applies only to the property that is mortgaged. This means that, if you have mortgages on both your home and an investment property, a lien based on mortgage default against your investment property won't affect the mortgage on your home.
General Lien ? A claim against some or all of a debtor's property; any property may be sold to satisfy the debt. Specific Lien ? A claim against a specific piece of property; only that individual property may be used to collect against the debt.