Puerto Rico Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0529LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Trans Union LLC Consumer Disclosure Center P.O. Box 1000 Chester, PA 19022 Subject: Request for Free Copy of Credit Report Due to Denial of Credit Dear Trans Union, I hope this letter finds you well. I am writing to request a free copy of my credit report based on the denial of credit I recently received. I understand that under the Fair Credit Reporting Act (FCRA), I am entitled to a free copy of my credit report from each of the three major credit reporting agencies. Furthermore, I recently applied for [credit type/denied credit] and was informed by the creditor that my application was denied based on information in my credit report. As a result, I am exercising my rights under the FCRA to request a copy of my credit report to review the contents, verify the accuracy of the information, and take appropriate action if necessary. To facilitate the process, I have included the necessary information below: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] Previous Address (if applicable): [Previous Address] I also request that you promptly forward a copy of my credit report to the following address: [Give an address where you would like the report to be mailed if it differs from your current address] Moreover, I would be grateful if you could provide me with the contact information of the creditor(s) who provided adverse information leading to the denial of credit, as required by the FCRA. Please note that engaging in prompt resolution of this matter serves the best interests of all parties involved, as it allows me to review and rectify any inaccurate or outdated information on my credit report. I eagerly anticipate receiving my credit report within the legally required timeframe of 30 days. Should you require any further documentation or information to process my request, please do not hesitate to contact me at the phone number or email address provided above. Thank you for your prompt attention to this matter. I look forward to receiving my credit report from Trans Union and taking the necessary steps to address any inaccuracies or discrepancies. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Trans Union LLC Consumer Disclosure Center P.O. Box 1000 Chester, PA 19022 Subject: Request for Free Copy of Credit Report Due to Denial of Credit Dear Trans Union, I hope this letter finds you well. I am writing to request a free copy of my credit report based on the denial of credit I recently received. I understand that under the Fair Credit Reporting Act (FCRA), I am entitled to a free copy of my credit report from each of the three major credit reporting agencies. Furthermore, I recently applied for [credit type/denied credit] and was informed by the creditor that my application was denied based on information in my credit report. As a result, I am exercising my rights under the FCRA to request a copy of my credit report to review the contents, verify the accuracy of the information, and take appropriate action if necessary. To facilitate the process, I have included the necessary information below: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] Previous Address (if applicable): [Previous Address] I also request that you promptly forward a copy of my credit report to the following address: [Give an address where you would like the report to be mailed if it differs from your current address] Moreover, I would be grateful if you could provide me with the contact information of the creditor(s) who provided adverse information leading to the denial of credit, as required by the FCRA. Please note that engaging in prompt resolution of this matter serves the best interests of all parties involved, as it allows me to review and rectify any inaccurate or outdated information on my credit report. I eagerly anticipate receiving my credit report within the legally required timeframe of 30 days. Should you require any further documentation or information to process my request, please do not hesitate to contact me at the phone number or email address provided above. Thank you for your prompt attention to this matter. I look forward to receiving my credit report from Trans Union and taking the necessary steps to address any inaccuracies or discrepancies. Sincerely, [Your Name]