1. An Heirship Affidavit
2. A General Power of Attorney effective immediately
3. A Revocation of Power of Attorney
4. Declaration - Equivalent of Living Will
5. A Personal Planning Information and Document Inventory Worksheet
Rhode Island Newly Widowed Individuals Package
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Description
This package contains essential legal documents for Newly Widowed Individuals who desire to organize their Legal Life. The documents in this package are state specific and include the following:
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FAQ
There are about four million widows and widowers receiving monthly Social Security benefits based on their deceased spouse's earnings record.Widows and widowers can receive: Reduced benefits as early as age 60 or full benefits at full retirement age or older.
As a widow: You must be at least 60 years old (unless you are disabled in which case you can claim your benefit as early as age 50). If you are divorced, you can claim the survivors benefit if you were married at least 10 years and are currently unmarried (unless you remarried after age 60).
Spousal benefits are based on a living spouse or ex-spouse's work history. Survivor benefits are based on a deceased spouse or ex-spouse's work history. The maximum spousal benefit is 50% of the worker's full retirement age (FRA) benefit.
Employees may also be eligible to receive Medicare benefits through a deceased spouse if that spouse had earned 40 credits prior to their death and they were married to them at the time of the spouse's death.
Social Security allows you to claim both a retirement and a survivor benefit at the same time, but the two won't be added together to produce a bigger payment; you will receive the higher of the two amounts.(Full retirement age, or FRA, is currently 66 and gradually rising to 67 over the next several years).
Many individuals who are divorced or widowed are concerned that the loss of their spouse will somehow affect their ability to qualify for Original Medicare (Parts A & B). You are: Age 65 or older or. Younger than 65 with a qualifying disability or.
For Your Widow Or Widower Widows and widowers can receive: Reduced benefits as early as age 60 or full benefits at full retirement age or older. If widows or widowers qualify for retirement benefits on their own record, they can switch to their own retirement benefit as early as age 62.
Catholic women lived 11 years after the death of their spouse while Jewish women lived 9.5 years after the deaths of their husbands. Similarly, the Jewish men lived 5 years after the death of the wives while the Catholic men lived about 8 years after the death of their wives.
Medicare will give the surviving spouse $255 if he or she resided with the beneficiary when the recipient passed away.In the event that no surviving spouse exists, the money goes to a qualifying child, if one exists.