Keeping possession of real property without a right, such as after a lease has expired or after the real property has be sold by the possessor, may entitle the owner to file a lawsuit for "unlawful detainer," asking for possession by court order, unpaid rent and damages. This form is for illustrative purposes only. Local laws should be consulted to determine any specific requirements for such a notice in a particular jurisdiction.
Rhode Island Complaint or Petition by Purchaser Against Possessor of Real Property After a Foreclosure Sale Pursuant to a Deed of Trust
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FAQ
A power of sale clause is a part of the contract that says if the person who takes out the loan stops making payments the lender can sell the property without going to court. Most mortgages have a power of sale clause, so lenders can foreclose without going to court (non-judicial).
If you default on your mortgage payments in Rhode Island, the lender may foreclose using a judicial or nonjudicial method.
An accelerated clause is a term in a loan agreement that requires the borrower to pay off the loan immediately under certain conditions.
A defeasance clause is a provision in some mortgage contracts indicating that the borrower will receive the title to the property once all of the mortgage payments have been made.
