Rhode Island Sample Letter for Erroneous Information on Credit Report

• Category: Letters - Nonlegal - Credit
• State: Multi-State
• Control #: US-0162LR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Dear [Credit Bureau], I am writing to dispute erroneous information on my credit report as provided by your agency. After reviewing my credit report, I have identified several inaccuracies that require immediate attention and correction. I request your prompt investigation and correction of the following items: 1. [Name of Creditor]: On [Date], I paid off my outstanding balance of $[Amount] to [Creditor]. However, my credit report indicates an outstanding balance, which is incorrect. I have attached a copy of the receipt as proof of payment. Please update my credit report accordingly. 2. [Name of Creditor]: I have noticed a late payment entry on my credit report for the month of [Month, Year]. This is inaccurate as I have always made timely payments. I maintain a comprehensive record of all my payments, attached for your reference. I kindly request you to remove the late payment entry from my credit report. 3. [Name of Creditor]: There is an account listed on my credit report that does not belong to me. The account in question is for [Account Number] and was opened on [Date]. I have never had any business or credit relationship with this company, and this information is clearly a mistake. I urge you to remove this account from my credit report immediately. Furthermore, I expect a thorough investigation into these items, along with a prompt resolution. As per the Fair Credit Reporting Act, I request that you provide me with a written statement acknowledging receipt of this letter within five business days. Furthermore, I would appreciate it if you could send me a copy of the corrected credit report once the necessary changes have been made. Additionally, please inform all creditors who have received a copy of my credit report within the past six months about the corrections made. In case you require any additional information or documentation to support my claim, please inform me promptly. I can be reached at [Your Phone Number] or via email at [Your Email Address]. Thank you for your immediate attention to this matter. I trust that you will resolve the errors on my credit report swiftly and accurately. Sincerely, [Your Name] [Your Address] [City, State, ZIP] [Social Security Number] [Date] --------------------------------------- Types of Rhode Island Sample Letters for Erroneous Information on Credit Report: 1. Rhode Island Sample Letter for Erroneous Information on Credit Report — Disputing Erroneous Account Balance 2. Rhode Island Sample Letter for Erroneous Information on Credit Report — Disputing Late Payment Entry 3. Rhode Island Sample Letter for Erroneous Information on Credit Report — Disputing Inaccurate AccounOwnershiiip.IP.

Dear [Credit Bureau], I am writing to dispute erroneous information on my credit report as provided by your agency. After reviewing my credit report, I have identified several inaccuracies that require immediate attention and correction. I request your prompt investigation and correction of the following items: 1. [Name of Creditor]: On [Date], I paid off my outstanding balance of $[Amount] to [Creditor]. However, my credit report indicates an outstanding balance, which is incorrect. I have attached a copy of the receipt as proof of payment. Please update my credit report accordingly. 2. [Name of Creditor]: I have noticed a late payment entry on my credit report for the month of [Month, Year]. This is inaccurate as I have always made timely payments. I maintain a comprehensive record of all my payments, attached for your reference. I kindly request you to remove the late payment entry from my credit report. 3. [Name of Creditor]: There is an account listed on my credit report that does not belong to me. The account in question is for [Account Number] and was opened on [Date]. I have never had any business or credit relationship with this company, and this information is clearly a mistake. I urge you to remove this account from my credit report immediately. Furthermore, I expect a thorough investigation into these items, along with a prompt resolution. As per the Fair Credit Reporting Act, I request that you provide me with a written statement acknowledging receipt of this letter within five business days. Furthermore, I would appreciate it if you could send me a copy of the corrected credit report once the necessary changes have been made. Additionally, please inform all creditors who have received a copy of my credit report within the past six months about the corrections made. In case you require any additional information or documentation to support my claim, please inform me promptly. I can be reached at [Your Phone Number] or via email at [Your Email Address]. Thank you for your immediate attention to this matter. I trust that you will resolve the errors on my credit report swiftly and accurately. Sincerely, [Your Name] [Your Address] [City, State, ZIP] [Social Security Number] [Date] --------------------------------------- Types of Rhode Island Sample Letters for Erroneous Information on Credit Report: 1. Rhode Island Sample Letter for Erroneous Information on Credit Report — Disputing Erroneous Account Balance 2. Rhode Island Sample Letter for Erroneous Information on Credit Report — Disputing Late Payment Entry 3. Rhode Island Sample Letter for Erroneous Information on Credit Report — Disputing Inaccurate AccounOwnershiiip.IP.