Dear [Landlord's Name], I hope this letter finds you well. I am writing to discuss an important matter regarding my tenancy at [rental property address] in Rhode Island. As a responsible tenant, I understand the importance of having comprehensive liability insurance coverage to protect both myself and the property. In accordance with the terms of our lease agreement, I hereby request that you, as the landlord, be included as an additional insured party in my liability insurance policy. By doing so, any claims arising from property damage or personal injury that may occur on the premises will be appropriately covered under the insurance policy. Including you as an additional insured party provides several benefits for both of us. First and foremost, it ensures that any potential claims related to liability on the property will be handled promptly and efficiently by the insurance company. This minimizes the risk of financial loss and legal complications for both parties. Furthermore, having you as an additional insured party guarantees that any damages to the property will be covered by my liability insurance, reducing the need for potential disputes or disagreements about the responsibility for repairs. This also extends protection to you as the landlord, shielding you from liability in case of any accidents involving guests, contractors, or other individuals on the property. To facilitate this request, I will contact my insurance provider within the next [specified time period] to make the necessary adjustments to my policy. I am aware that the inclusion of the landlord as an additional insured may lead to a slight adjustment in the premium. However, I am willing to bear any additional costs associated with this change to ensure that both of our interests are adequately protected. I kindly request your cooperation in providing me with the necessary insurance information that needs to be included in my policy. This includes your full name, contact information, and any specific requirements or preferences you may have regarding the insurance coverage. Please let me know at your earliest convenience if you require any additional information or documentation. I am committed to maintaining a positive and responsible tenancy, and I believe that including you in my liability insurance policy is an important step towards that goal. Thank you for your attention to this matter, and I look forward to your prompt response. Should you have any questions or concerns, please do not hesitate to reach me at [phone number] or [email address]. Sincerely, [Your Name] [Tenant's Address] [Tenant's Contact Information]