[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Recipient's Name] [Recipient's Address] [City, State, ZIP] Subject: Breakdown of Account Arbitrage — [Account Holder's Name] Account Number: [Account Number] Dear [Recipient's Name], I hope this letter finds you well. As the [Account Holder's Name], I am writing to request a detailed breakdown of the account arbitrage for the aforementioned account held by [Company Name] in Rhode Island. I aim to gain a comprehensive understanding of the outstanding balance and the contributing factors for the arbitrage. [If applicable, mention any previous attempts to obtain the breakdown or clarify arbitrage concerns] To ensure clarity and transparency, I kindly request that you provide a detailed breakdown of the account arbitrage, including but not limited to the following: 1. Principal Balance: The original amount of the outstanding debt as of [date]. 2. Interest Charges: A clear breakdown of the applied interest charges over time, including the percentage rate(s) used for each period. 3. Late Payment Fees: A breakdown of any late payment fees that have been added to the account, along with an explanation of how they were calculated and when they were imposed. 4. Penalties: Any penalties or additional charges incurred due to defaulting on the payment terms should be detailed with an explanation of their calculation and application. 5. Payment History: Providing a historical overview of the payments made, including dates and amounts, will enable me to reconcile my records with [Company Name]. 6. Any Other Applicable Charges: Please disclose any other charges that have contributed to the account arbitrage, such as legal fees or servicing charges. I understand that under the Fair Debt Collection Practices Act (FD CPA), I have the right to obtain validation of the debt and request a detailed breakdown of the account arbitrage. It is crucial for me, as a responsible consumer, to be knowledgeable about my financial obligations to ensure accuracy and facilitate prompt resolution. I kindly request that you provide the account breakdown within [specific timeframe, e.g., 14 days] of receiving this letter. Please forward the requested information to the address provided above or through email at [Your Email Address]. Should you require any further documentation or information to process this request, please do not hesitate to contact me. I strongly believe in resolving any outstanding issues amicably, and I trust that your compliance with this request will lead to a prompt resolution. I appreciate your attention to this matter and eagerly anticipate your timely response. Thank you for your cooperation. Sincerely, [Your Name]
Rhode Island Sample Letter for Breakdown of Account Arrearage
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How to fill out Rhode Island Sample Letter For Breakdown Of Account Arrearage?
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FAQ
In Rhode Island, the custodial parent acts as the child's primary caretaker and is entitled to receive child support payments. The non-custodial parent, who shares either joint custody or visitation rights with the custodial parent, is obliged to pay child support.
In most cases, child support obligations end when a child reaches the age of 18 or when the child graduates from high school. However, payments do not stop automatically on the child's birthday. The parent must file a motion to terminate child support with the Rhode Island Family Court.
Terminate child support Child support terminates when a child turns 19 years old if the child is not severely disabled. A motion to terminate child support must be filed. Child support terminates when a child turns 18 years old AND graduates high school.
The law in R.I. states that Mother's child support shall be retroactive (shall reach back in time) to the date that Father was served with Mother's pleadings, so long as Mother's pleadings specifically asked for child support.
If a parent or citizen under a support obligation is determined to be in willful contempt by a Justice of The Rhode Island Family Court for not paying RI child support, the nonpaying parent could be sentenced to the aci (jail) from day to day.
An individual who has incurred past due support in the amount of $10,000.00 or who has willfully thereafter having the means to do so, fails to pay for over a period of three (3) years, shall be guilty of a felony for each instance of failure to pay and upon conviction, be punished by imprisonment or a period not to ex ...