This form is a sample letter in Word format covering the subject matter of the title of the form.
[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Foreclosure Attorney's Name] [Foreclosure Law Firm] [Address] [City, State, ZIP Code] Subject: Fair Debt Collection — Failure to Provide Notice Dear [Foreclosure Attorney's Name], I hope this letter finds you well. I am writing to address a matter of great concern in regard to the foreclosure proceedings against my property, [Property Address], which I believe may be in violation of Rhode Island foreclosure laws. Firstly, I would like to raise the issue of fair debt collection practices in relation to the foreclosure process. As per the Fair Debt Collection Practices Act (FD CPA), it is essential for debt collectors, including foreclosure attorneys, to provide clear and accurate information to debtors. In Rhode Island, the foreclosure process warrants proper notice to be given to homeowners so that they have an opportunity to respond and make necessary arrangements. However, I have received no formal written notice of foreclosure from either the mortgage lender or any authorized representative. Rhode Island General Laws (RIG) Section 34-27-3.2 outlines the requirements for foreclosure notices, including but not limited to the specific contents, delivery methods, and timeframes. By failing to provide this notice, it appears that the foreclosure process may be in violation of Rhode Island law. I kindly request that you, as the foreclosure attorney handling this case, provide me with the following documents and information: 1. A copy of the foreclosure notice sent to me, as required by RIG Section 34-27-3.2. 2. Documentation proving that the notice was delivered according to the law. 3. Any additional relevant documentation regarding the foreclosure proceedings initiated against my property. I urge you to take immediate action to rectify this situation. Failure to comply with the requirements outlined in Rhode Island law may result in the dismissal of the foreclosure action as well as legal action taken against the mortgage lender and all parties involved, including the foreclosure attorney. I would appreciate receiving the requested information within 15 days from the date of this letter. Please send the documents to the address provided above. If you have any questions or require further clarification, I can be reached at [Your Phone Number] or [Your Email Address]. I believe that by addressing this matter promptly, we can avoid unnecessary legal complications. Thank you for your attention to this matter, and I look forward to your prompt response. Sincerely, [Your Name]
[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Foreclosure Attorney's Name] [Foreclosure Law Firm] [Address] [City, State, ZIP Code] Subject: Fair Debt Collection — Failure to Provide Notice Dear [Foreclosure Attorney's Name], I hope this letter finds you well. I am writing to address a matter of great concern in regard to the foreclosure proceedings against my property, [Property Address], which I believe may be in violation of Rhode Island foreclosure laws. Firstly, I would like to raise the issue of fair debt collection practices in relation to the foreclosure process. As per the Fair Debt Collection Practices Act (FD CPA), it is essential for debt collectors, including foreclosure attorneys, to provide clear and accurate information to debtors. In Rhode Island, the foreclosure process warrants proper notice to be given to homeowners so that they have an opportunity to respond and make necessary arrangements. However, I have received no formal written notice of foreclosure from either the mortgage lender or any authorized representative. Rhode Island General Laws (RIG) Section 34-27-3.2 outlines the requirements for foreclosure notices, including but not limited to the specific contents, delivery methods, and timeframes. By failing to provide this notice, it appears that the foreclosure process may be in violation of Rhode Island law. I kindly request that you, as the foreclosure attorney handling this case, provide me with the following documents and information: 1. A copy of the foreclosure notice sent to me, as required by RIG Section 34-27-3.2. 2. Documentation proving that the notice was delivered according to the law. 3. Any additional relevant documentation regarding the foreclosure proceedings initiated against my property. I urge you to take immediate action to rectify this situation. Failure to comply with the requirements outlined in Rhode Island law may result in the dismissal of the foreclosure action as well as legal action taken against the mortgage lender and all parties involved, including the foreclosure attorney. I would appreciate receiving the requested information within 15 days from the date of this letter. Please send the documents to the address provided above. If you have any questions or require further clarification, I can be reached at [Your Phone Number] or [Your Email Address]. I believe that by addressing this matter promptly, we can avoid unnecessary legal complications. Thank you for your attention to this matter, and I look forward to your prompt response. Sincerely, [Your Name]