Rhode Island Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0527LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Equifax Credit Information Services, Inc. P.O. Box 740241 Atlanta, GA 30374 Subject: Request for a Free Copy of Credit Report based on Denial of Credit Application Dear Equifax, I am writing to request a free copy of my credit report based on the denial of credit application as allowed under the Fair Credit Reporting Act. I recently applied for credit, and my application was denied due to information provided by your organization. I am a resident of Rhode Island, and according to the state laws, I am entitled to receive a copy of my credit report. The Rhode Island General Laws, Title 6, Chapter 13.2-21 states that if an adverse action has been taken against an individual as a result of information contained in their credit report, they are entitled to a free copy of the report from the credit reporting agency responsible. I hereby provide you with the necessary information to process my request: 1. Full Name: [Your Full Name] 2. Date of Birth: [Your Date of Birth] 3. Social Security Number: [Your SSN] 4. Current Address: [Your Current Address] 5. Previous Address (if applicable): [Your Previous Address] 6. Contact Information: [Your Phone Number and Email Address] Please note that the denial of credit occurred on [Date of Denial], and the name of the credit granter who denied my application is: [Name of Credit Granter]. In accordance with the federal law, I am kindly requesting that you provide the free copy of my credit report within [30 days, as per FCRA guidelines]. I would appreciate if you could provide the report via secure electronic means or through the mail at the address listed above. If there are any further charges associated with this request, please notify me in writing before proceeding. Also, I request that you provide me with the name, address, and contact information of each credit bureau that you provided information to, as mandated by law. Thank you for your prompt attention to this matter. Should you require any additional information, please do not hesitate to contact me at the phone number or email address provided. I look forward to receiving a positive response and the requested credit report as soon as possible. Sincerely, [Your Full Name]

[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Equifax Credit Information Services, Inc. P.O. Box 740241 Atlanta, GA 30374 Subject: Request for a Free Copy of Credit Report based on Denial of Credit Application Dear Equifax, I am writing to request a free copy of my credit report based on the denial of credit application as allowed under the Fair Credit Reporting Act. I recently applied for credit, and my application was denied due to information provided by your organization. I am a resident of Rhode Island, and according to the state laws, I am entitled to receive a copy of my credit report. The Rhode Island General Laws, Title 6, Chapter 13.2-21 states that if an adverse action has been taken against an individual as a result of information contained in their credit report, they are entitled to a free copy of the report from the credit reporting agency responsible. I hereby provide you with the necessary information to process my request: 1. Full Name: [Your Full Name] 2. Date of Birth: [Your Date of Birth] 3. Social Security Number: [Your SSN] 4. Current Address: [Your Current Address] 5. Previous Address (if applicable): [Your Previous Address] 6. Contact Information: [Your Phone Number and Email Address] Please note that the denial of credit occurred on [Date of Denial], and the name of the credit granter who denied my application is: [Name of Credit Granter]. In accordance with the federal law, I am kindly requesting that you provide the free copy of my credit report within [30 days, as per FCRA guidelines]. I would appreciate if you could provide the report via secure electronic means or through the mail at the address listed above. If there are any further charges associated with this request, please notify me in writing before proceeding. Also, I request that you provide me with the name, address, and contact information of each credit bureau that you provided information to, as mandated by law. Thank you for your prompt attention to this matter. Should you require any additional information, please do not hesitate to contact me at the phone number or email address provided. I look forward to receiving a positive response and the requested credit report as soon as possible. Sincerely, [Your Full Name]