Rhode Island Sample Letter to Experian - formerly TRW - Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0528LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, ZIP Code] [Date] Experian National Consumer Assistance Center P.O. Box 4500 Allen, TX 75013 Subject: Request for Free Copy of Credit Report based on Denial of Credit — Rhode Island Resident Dear Experian, I am writing to you, as a resident of Rhode Island, to request a free copy of my credit report, based on a recent denial of credit. According to the Fair Credit Reporting Act (FCRA), I am entitled to receive a complimentary copy of my credit report from each of the three major credit reporting agencies, including Experian. I recently applied for credit and was informed that my application was denied due to information found in my credit report. Therefore, I kindly request that you promptly provide me with a copy of my Experian credit report, so I may review the details and address any concerns or discrepancies. The denial of credit letter I received stated that the decision was based solely on the information in my credit report. To assist you in locating my information, please find the relevant details below: • Full Name: [Your Full Name] • Current Address: [Your Current Address] • Social Security Number: [Your Social Security Number] • Date of Birth: [Your Date of Birth] I understand that Experian's National Consumer Assistance Center handles consumer credit report requests and I kindly request that you process my request as expeditiously as possible. As per the FCRA guidelines, I expect to receive my credit report within 15 days of your receipt of this letter. In the case of any fees associated with this request, please inform me in advance. However, as a Rhode Island resident, I am entitled to receive a free copy of my credit report due to the denial of credit. I would also appreciate if you could provide me with a detailed explanation of the adverse information present in my credit report, specifying the sources of such information. Please send the requested credit report to the address provided above. If you require any additional information or documentation, please let me know. I can be reached at [Your Phone Number] or [Your Email Address] if any further clarification is needed. Thank you for your prompt attention to this matter. I look forward to receiving my credit report and resolving any issues that may have contributed to the denial of credit. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP Code] [Date] Experian National Consumer Assistance Center P.O. Box 4500 Allen, TX 75013 Subject: Request for Free Copy of Credit Report based on Denial of Credit — Rhode Island Resident Dear Experian, I am writing to you, as a resident of Rhode Island, to request a free copy of my credit report, based on a recent denial of credit. According to the Fair Credit Reporting Act (FCRA), I am entitled to receive a complimentary copy of my credit report from each of the three major credit reporting agencies, including Experian. I recently applied for credit and was informed that my application was denied due to information found in my credit report. Therefore, I kindly request that you promptly provide me with a copy of my Experian credit report, so I may review the details and address any concerns or discrepancies. The denial of credit letter I received stated that the decision was based solely on the information in my credit report. To assist you in locating my information, please find the relevant details below: • Full Name: [Your Full Name] • Current Address: [Your Current Address] • Social Security Number: [Your Social Security Number] • Date of Birth: [Your Date of Birth] I understand that Experian's National Consumer Assistance Center handles consumer credit report requests and I kindly request that you process my request as expeditiously as possible. As per the FCRA guidelines, I expect to receive my credit report within 15 days of your receipt of this letter. In the case of any fees associated with this request, please inform me in advance. However, as a Rhode Island resident, I am entitled to receive a free copy of my credit report due to the denial of credit. I would also appreciate if you could provide me with a detailed explanation of the adverse information present in my credit report, specifying the sources of such information. Please send the requested credit report to the address provided above. If you require any additional information or documentation, please let me know. I can be reached at [Your Phone Number] or [Your Email Address] if any further clarification is needed. Thank you for your prompt attention to this matter. I look forward to receiving my credit report and resolving any issues that may have contributed to the denial of credit. Sincerely, [Your Name]