[Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] [Bank Name] [Bank's Address] [City, State, Zip Code] Subject: Request for Payoff Balance of Mortgage Dear [Bank Representative's Name], I am writing to request a detailed and current payoff balance of the mortgage on my property located at [Property Address] in Rhode Island. I would appreciate it if you could provide me with the requested information within [mention a specific time frame or state "within a reasonable time frame"]. The relevant details related to my mortgage are as follows: Mortgage Account Number: [Your Mortgage Account Number] Property Address: [Complete Property Address] Borrower Name(s): [Your Full Name(s)] Date of Origination: [Date when the mortgage was initiated] Loan Amount: [Original loan amount] I kindly request you to provide the following details via written correspondence: 1. Payoff Balance: An itemized breakdown of the outstanding balance required to pay off the mortgage as of the date of this letter, including any accrued interest, late fees, or additional charges. Please include the exact amount required to satisfy the loan in full. 2. Payoff Date: The date until which the provided payoff balance remains valid. This is important for me to plan the payment accordingly. 3. Payment Instructions: Clear instructions on how to remit the final payment. Include the specific account details, routing numbers, or any necessary procedures to ensure a smooth and successful transaction. I kindly ask you to deliver the requested information by [mention a specific date or state "as soon as possible"]. You may send it to my current address mentioned above or alternatively forward it to my email address [provide your email address]. Should you require any additional information or documents to fulfill my request, please do not hesitate to contact me at the provided phone number or email address. Thank you for your prompt attention to this matter, and I look forward to receiving the requested payoff balance at your earliest convenience. Sincerely, [Your Name]