Rhode Island Sample Letter for Deed of Trust
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How to fill out Rhode Island Sample Letter For Deed Of Trust?
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FAQ
What Is A Deed Of Trust? A deed of trust is an agreement between a home buyer and a lender at the closing of a property. The agreement states that the home buyer will repay the home loan and the mortgage lender will hold the property's legal title until the loan is paid in full.
A deed of trust involves three parties: a lender, a borrower, and a trustee. The lender gives the borrower money. In exchange, the borrower gives the lender one or more promissory notes. As security for the promissory notes, the borrower transfers a real property interest to a third-party trustee.
Deeds of Trust are not used in Rhode Island. If it did not contain the necessary statutory power of sale delineated in Rhode Island General Laws, Section 34-11-22, it could not be foreclosed by non-judicial foreclosure.
In the State of Rhode Island, land records can be searched by using the City/Town's recording office (about half of the towns have this accessibility for online search) and usually entering the Last Name of the Owner or the Book/Page numbers.
Recording Requirements § 34-11-1: A quitclaim deed in Rhode Island is submitted for filing with the Recorder of Deeds in the city or town where the property is located. There is no county-level recording in Rhode Island.
Documents related to the ownership of real estate within the district are recorded at each individual municipality. Recorded documents are assigned a sequential identifying number (known as the book and page number) and are then scanned into the municipality's computer system.
Rhode Island does NOT record by county. Recordings are to be sent to the appropriate City or Town recording office of the PROPERTY ADDRESS. All documents are returned immediately upon recording. If you are mailing in your document, please send to Property Records 43 Broadway Newport, R.I.
Recording Fees Type of DocumentFeeQuitclaim Deed$80.00*Recording Fees (Rhode Island Habitat Restoration Team) (Rhode Island General Laws 34-13-7)ADD *$4.00Tax Certificate (Rhode Island General Laws 44-7-11)$8.00Warranty Deed$80.00*24 more rows
