Rhode Island Judgment by Default — B 261A is a legal process that allows a creditor to obtain a judgment against a debtor when the debtor fails to respond or appear in court. This judgment is entered in favor of the creditor by default, granting the creditor the right to collect the debt owed. In Rhode Island, there are two types of Judgment by Default — B 261A: 1. Default Judgment: This type of judgment is entered when the debtor fails to respond or appear in court after being properly served with a lawsuit. The creditor must provide evidence of the debt owed, such as invoices, contracts, or loan agreements, to support their claim. Once the court reviews the evidence and finds it sufficient, a default judgment is granted in favor of the creditor. 2. Summary Judgment: This type of judgment is entered when the debtor does respond or appear in court, but the creditor provides evidence that there are no genuine issues of material fact in dispute. The creditor must demonstrate that they are entitled to judgment as a matter of law. If the court agrees, a summary judgment is granted in favor of the creditor. Rhode Island Judgment by Default — B 261A is an important legal mechanism for creditors seeking to collect their debts. It provides them with a means to secure a judgment even when the debtor fails to respond or participate in the legal process. It is crucial for both creditors and debtors to understand the implications of this judgment and seek legal advice if necessary.