South Carolina STUDENT LOANS
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How to fill out South Carolina STUDENT LOANS?
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FAQ
South Carolina students have several federal student loan options to choose from, including: Direct Subsidized Loans: Direct Subsidized Loans are need-based loans for undergraduate students. While you're enrolled in school, and during any deferment periods, the government pays the interest on your loans.
A private loan is made by a private organization such as a bank, credit union, or state-based or state-affiliated organization, and has terms and conditions that are set by the lender.
Stafford loans are a type of federal student loan that are either subsidized ? the government pays the interest while you're in school ? or unsubsidized ? you pay all the interest.
Check the Federal Student Aid site, studentaid.gov Any loan listed on that website would be a federal student loan ? even if a bank made it. If you have a student loan listed on your credit report that doesn't show up on studentaid.gov, it is likely a private student loan. You can access the site using your FSA ID.
South Carolina Student Loan is a local, nonprofit student loan lender that was founded in 1973 in Columbia, South Carolina.
The Palmetto Assistance Loan (PAL) is South Carolina Student Loan's low, fixed interest rate, private education loan for students, or their parents. The PAL can be used to pay for educational expenses, such as tuition and fees, room and board, books, school supplies, transportation, and a computer.
Can you get private student loan forgiveness? Government and independent student loan forgiveness programs don't apply to private student loans. Only federal student loans can be forgiven. However, your private student loan lender may offer some kind of relief for borrowers in financial distress.
Public Service Loan Forgiveness PSLF forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.