The South Carolina Statement of Creditor's Claim is a document used to initiate a legal process in South Carolina for recovering a debt or money owed from a debtor. It is a formal way of notifying the debtor of the creditor's claim. It must be served to the debtor within 30 days of the date of filing. There are two types of South Carolina Statement of Creditor's Claim forms: one for consumer debts and one for commercial debts. The consumer claim form is used when the debt is owed to an individual or family member, while the commercial claim form is used when the debt is owed to a business or corporation. Both forms require the creditor to provide information about the debtor, the debt, and any legal defenses the debtor may have. Additionally, the creditor must provide the court with evidence of the debt, such as contracts or bills. The creditor must also provide proof that the debt is legally enforceable. Once the form is completed and filed with the court, the debtor will be served with the papers, and the legal process can begin.