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The law requires disclosure in the financial statements or annual reports of payment by the policyholder of a premium in respect of a contract insuring persons against a liability; we consent in writing to disclosure of the existence and/or terms of this policy; or. the insured is compelled by order of a court to do so

Most states require that you purchase insurance coverage before you register your car. An insurance card or a printout detailing your coverage is typically adequate. Your DMV agent will verify the proof of insurance is valid, lists the vehicle you want to register, and provides the state minimum coverage.

South Carolina requires you to carry a minimum of $25,000 per person for bodily injury and $50,000 for all persons injured in one accident. Claims for bodily injury may include medical expenses, lost wages, and pain and suffering.

Showing proof of auto insurance coverage is one more thing that you can do on your smartphone. Gov. Jerry Brown has signed into law Assembly Bill 1708, which makes California the seventh state in the country that allows motorists to show they have auto insurance via their smartphone or other mobile electronic device.

The policy limit caps how much compensation or benefits an insurance company will pay in the event of a claim payout. For example, if you get into a car accident and have a $1 million policy limit, then they will only pay that much for you damages (property damage, lost wages, hospital bills, etc.)

You must have an automobile liability insurance policy to obtain and/or renew a SC driver's license. When you first register a vehicle in SC (and upon each renewal) you must provide the name of your insurance company. The insurance company must be licensed to do business in SC.

State laws require drivers to have proof of insurance in their car. Most states allow you to use electronic forms of proof of insurance. Driving without proof of insurance puts you at risk of tickets and fines.

As part of the newly-enacted South Carolina Fairness in Civil Justice Act of 2011, which became effective January 1, 2012, insurance companies must now, under certain conditions, disclose the automobile coverage limits to a plaintiff's lawyer prior to the lawyer filing suit.

South Carolina Governor Nikki Haley has signed House Bill 3623 that provides that an automobile insurer may issue proof of insurance on an electronic mobile device upon request by the insured.

It will summarize the key features of the plan or coverage, such as the covered benefits, cost-sharing provisions, and coverage limitations and exceptions.

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South Carolina Insurance Policy Summary Information Worksheet

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Is insurance policy confidential?

Does the DMV know if you have insurance?

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Does an insurance company have to disclose policy limits in South Carolina?

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