The South Dakota Supplement to Reaffirmation Agreement (local rules Appendix 4L) is a document that is used to reaffirm a debt that was previously incurred in a Chapter 7 bankruptcy case. This document is generally filed with the court to protect a creditor's right to collect on a debt that was discharged in the bankruptcy. The South Dakota Supplement to Reaffirmation Agreement (local rules Appendix 4L) is typically used when the debtor and creditor have agreed to a repayment plan of the debt. The agreement must be approved by the court or the creditor may not be able to collect the debt. There are two types of South Dakota Supplement to Reaffirmation Agreement (local rules Appendix 4L): the Voluntary Reaffirmation Agreement and the Stipulated Reaffirmation Agreement. The Voluntary Reaffirmation Agreement is used when the debtor voluntarily agrees to pay the debt, which is usually done in exchange for a reduction in the amount owed. The Stipulated Reaffirmation Agreement is used when the debtor and creditor agree to a repayment plan and have the court approve it.
South Dakota Supplement to Reaffirmation Agreement (local rules Appendix 4L)
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