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When you find out that your credit card has been lost or stolen, call your bank to report the loss. You can also block your card from your online banking app or via net banking. The bank will cancel the card and send you a new card with a new account number, expiration date, and security code.
Also, if an unauthorized charge to your ATM is reported to your bank statement, you are liable for the full amount unless you report the charge within 60 days of the date the statement is sent to you. In other words, report the loss/theft of your ATM card immediately.
The bank will cancel the card (this doesn't mean your account is closed) and mail you a new card with a new account number, expiration date and security code.
Call your credit card issuer Don't panic. You can find your credit card issuer's phone number on your credit card statement or online. You may be able to report your loss on the card issuer's website or at a bank branch. Keep in mind that federal law limits your liability for unauthorized charges.
Call ? or get on the mobile app ? and report the loss or theft to the bank or credit union that issued the card as soon as possible. Federal law says you're not responsible to pay for charges or withdrawals made without your permission if they happen after you report the loss.
Report Loss Or Theft Immediately If your credit, ATM, or debit card is lost or stolen, don't wait to report it. Call ? or get on the mobile app ? and report the loss or theft to the bank or credit union that issued the card as soon as possible.
5 steps to take immediately if your credit card is lost or stolen How to report credit card fraud. ... Contact your credit card issuer. ... Change your login information. ... Monitor your credit card statement. ... Review your credit report and dispute any fraud on it. ... Protect yourself from future credit card fraud. ... Bottom line.
If you find your missing credit card, you can contact the card issuer at the number on the back of the card to let them know you've found it. Depending on timing, they may instruct you to destroy and dispose of the card and begin using the replacement card that they've arranged to be sent to your address.