South Dakota Sample Letter for Request for Credit Report of a Minor

State:
Multi-State
Control #:
US-00720-LTR
Format:
Word; 
Rich Text
Instant download

Description

This Sample Letter for Request for Credit Report for Minor form allows a minor or the minor's parent to request a credit report from any credit reporting agency in order to monitor and/or resolve any fraudulent activity by an identity thief.
[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Credit Bureau Address] [City, State, ZIP] Subject: Request for Credit Report of a Minor Dear Sir/Madam, I am writing to request the credit report of my minor child, [Child's Full Name], who is a resident of South Dakota. As a responsible parent, I believe it is crucial to keep track of my child's credit activities and ensure the accuracy of their credit information. I kindly request that you provide me with the following documents pertaining to my child: 1. Credit Report: Please furnish a complete and comprehensive credit report for [Child's Full Name]. This report should include any credit accounts, loans, inquiries, or any other relevant credit information associated with their Social Security Number, [Child's SSN]. Please ensure the report covers the past [number of years] years. 2. Personal Identification Verification: For security purposes, I am enclosing copies of the required documents to verify my identity as the parent and legal guardian of [Child's Full Name]. Enclosed documents include: — Photocopy of my own identification (e.g., driver's license, ID card, or passport) — Photocopy of [Child's Full Name]'s birth certificate — Photocopy of [Child's Full Name]'s Social Security Card I kindly request that you return these documents upon review for identity verification purposes. It is important to note that under the Fair Credit Reporting Act (FCRA), as a parent or guardian, I have the right to access my child's credit report until they turn 18 years old. I assure you that this request is being made in the best interest of my child and with their explicit consent. Upon receipt of the requested credit report, I will carefully review it to ensure the accuracy and legitimacy of any credit activities associated with my child's name or Social Security Number. Promptly notifying you of any inaccuracies or discrepancies I find is my intention. I understand that, as the credit bureau, you have 30 days from the receipt of this request to provide me with the requested credit report. Please ensure that all identification documents are handled securely and confidentially to protect my child's personal information. Thank you for your prompt attention to this matter. If you have any questions or require any additional information, please do not hesitate to contact me at [Phone Number] or [Email Address] provided above. I appreciate your cooperation in safeguarding my child's financial future by providing this credit report. I look forward to receiving the requested information as soon as possible. Sincerely, [Your Name] [Your Contact Information]

[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Credit Bureau Address] [City, State, ZIP] Subject: Request for Credit Report of a Minor Dear Sir/Madam, I am writing to request the credit report of my minor child, [Child's Full Name], who is a resident of South Dakota. As a responsible parent, I believe it is crucial to keep track of my child's credit activities and ensure the accuracy of their credit information. I kindly request that you provide me with the following documents pertaining to my child: 1. Credit Report: Please furnish a complete and comprehensive credit report for [Child's Full Name]. This report should include any credit accounts, loans, inquiries, or any other relevant credit information associated with their Social Security Number, [Child's SSN]. Please ensure the report covers the past [number of years] years. 2. Personal Identification Verification: For security purposes, I am enclosing copies of the required documents to verify my identity as the parent and legal guardian of [Child's Full Name]. Enclosed documents include: — Photocopy of my own identification (e.g., driver's license, ID card, or passport) — Photocopy of [Child's Full Name]'s birth certificate — Photocopy of [Child's Full Name]'s Social Security Card I kindly request that you return these documents upon review for identity verification purposes. It is important to note that under the Fair Credit Reporting Act (FCRA), as a parent or guardian, I have the right to access my child's credit report until they turn 18 years old. I assure you that this request is being made in the best interest of my child and with their explicit consent. Upon receipt of the requested credit report, I will carefully review it to ensure the accuracy and legitimacy of any credit activities associated with my child's name or Social Security Number. Promptly notifying you of any inaccuracies or discrepancies I find is my intention. I understand that, as the credit bureau, you have 30 days from the receipt of this request to provide me with the requested credit report. Please ensure that all identification documents are handled securely and confidentially to protect my child's personal information. Thank you for your prompt attention to this matter. If you have any questions or require any additional information, please do not hesitate to contact me at [Phone Number] or [Email Address] provided above. I appreciate your cooperation in safeguarding my child's financial future by providing this credit report. I look forward to receiving the requested information as soon as possible. Sincerely, [Your Name] [Your Contact Information]

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FAQ

Your letter should clearly identify each item in your report you dispute, state the facts, explain why you dispute the information, and request that it be removed or corrected. You may want to enclose a copy of your credit report with the items in question circled.

To report identity theft, contact: The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies. Ask them to place fraud alerts and a credit freeze on your accounts.

I am a victim of identity theft, and I did not make [this/these] charge(s). I request that you remove the fraudulent charge(s) and any related finance charge and other charges from my account, send me an updated and accurate statement, and close the account (if applicable).

Dear Sir or Madam: I am a victim of identity theft. I recently learned that my personal information was used to open an account at your company. I did not open or authorize this account, and I therefore request that it be closed immediately.

Sample Letter to Request a Credit Report Dear Sir or Madam: I would like to request a copy of my credit report file. I am providing the following information to obtain the report. Please contact me if you have any questions or need additional information.

I am a victim of identity theft, and did not make the charge(s). I am requesting that the item(s) be blocked to correct my credit report. Enclosed are copies of (describe any enclosed documents) supporting my position. Please investigate this (these) matter(s) and block the disputed item(s) as soon as possible.

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This Sample Letter for Request for Credit Report for Minor form allows a minor or the minor's parent to request a credit report from any credit reporting ... I am providing the following information to obtain the report. Please contact me if you have any questions or need additional information.Requesting a Minor's Credit Report, Fraud Alert or Security Freeze. Experian does not knowingly maintain credit information on minors in our database. Step 3: Fill it out We made a cover letter for each bureau, leaving a fillable area for you to write in the required personal information for you and your child ... How to use the template: 1. In the sample letter, fill in your personal information. Edit the information in [brackets] to address the specific inaccuracies ... The Department of Social Services has free forms and publications that can provide you with information and guidance in a number of important areas. ○ Complete the Annual Credit Report Request form, available at www.consumer ... SAMPLE LETTER – CREDIT REPORT DISPUTE. Date. Your Name. Your Address. City ... Use this sample letter to dispute mistakes on your credit report. Your letter should clearly identify each item in your report you dispute, state the facts, ... Application for court appointed counsel instructions. READ THIS BEFORE FILLING OUT APPLICATION FOR COURT-APPOINTED COUNSEL. In any criminal investigation or in ... Form Form 1.Complaint Form 2.Arrest Warrant and Return Form 3.Summons Form 4.Receipt for Property Taken from Defendant Form 5.Order Holding the Defendant to ...

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South Dakota Sample Letter for Request for Credit Report of a Minor