This Sample Letter for Request for Credit Report for Minor form allows a minor or the minor's parent to request a credit report from any credit reporting agency in order to monitor and/or resolve any fraudulent activity by an identity thief.
[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Credit Bureau Address] [City, State, ZIP] Subject: Request for Credit Report of a Minor Dear Sir/Madam, I am writing to request the credit report of my minor child, [Child's Full Name], who is a resident of South Dakota. As a responsible parent, I believe it is crucial to keep track of my child's credit activities and ensure the accuracy of their credit information. I kindly request that you provide me with the following documents pertaining to my child: 1. Credit Report: Please furnish a complete and comprehensive credit report for [Child's Full Name]. This report should include any credit accounts, loans, inquiries, or any other relevant credit information associated with their Social Security Number, [Child's SSN]. Please ensure the report covers the past [number of years] years. 2. Personal Identification Verification: For security purposes, I am enclosing copies of the required documents to verify my identity as the parent and legal guardian of [Child's Full Name]. Enclosed documents include: — Photocopy of my own identification (e.g., driver's license, ID card, or passport) — Photocopy of [Child's Full Name]'s birth certificate — Photocopy of [Child's Full Name]'s Social Security Card I kindly request that you return these documents upon review for identity verification purposes. It is important to note that under the Fair Credit Reporting Act (FCRA), as a parent or guardian, I have the right to access my child's credit report until they turn 18 years old. I assure you that this request is being made in the best interest of my child and with their explicit consent. Upon receipt of the requested credit report, I will carefully review it to ensure the accuracy and legitimacy of any credit activities associated with my child's name or Social Security Number. Promptly notifying you of any inaccuracies or discrepancies I find is my intention. I understand that, as the credit bureau, you have 30 days from the receipt of this request to provide me with the requested credit report. Please ensure that all identification documents are handled securely and confidentially to protect my child's personal information. Thank you for your prompt attention to this matter. If you have any questions or require any additional information, please do not hesitate to contact me at [Phone Number] or [Email Address] provided above. I appreciate your cooperation in safeguarding my child's financial future by providing this credit report. I look forward to receiving the requested information as soon as possible. Sincerely, [Your Name] [Your Contact Information]
[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Credit Bureau Address] [City, State, ZIP] Subject: Request for Credit Report of a Minor Dear Sir/Madam, I am writing to request the credit report of my minor child, [Child's Full Name], who is a resident of South Dakota. As a responsible parent, I believe it is crucial to keep track of my child's credit activities and ensure the accuracy of their credit information. I kindly request that you provide me with the following documents pertaining to my child: 1. Credit Report: Please furnish a complete and comprehensive credit report for [Child's Full Name]. This report should include any credit accounts, loans, inquiries, or any other relevant credit information associated with their Social Security Number, [Child's SSN]. Please ensure the report covers the past [number of years] years. 2. Personal Identification Verification: For security purposes, I am enclosing copies of the required documents to verify my identity as the parent and legal guardian of [Child's Full Name]. Enclosed documents include: — Photocopy of my own identification (e.g., driver's license, ID card, or passport) — Photocopy of [Child's Full Name]'s birth certificate — Photocopy of [Child's Full Name]'s Social Security Card I kindly request that you return these documents upon review for identity verification purposes. It is important to note that under the Fair Credit Reporting Act (FCRA), as a parent or guardian, I have the right to access my child's credit report until they turn 18 years old. I assure you that this request is being made in the best interest of my child and with their explicit consent. Upon receipt of the requested credit report, I will carefully review it to ensure the accuracy and legitimacy of any credit activities associated with my child's name or Social Security Number. Promptly notifying you of any inaccuracies or discrepancies I find is my intention. I understand that, as the credit bureau, you have 30 days from the receipt of this request to provide me with the requested credit report. Please ensure that all identification documents are handled securely and confidentially to protect my child's personal information. Thank you for your prompt attention to this matter. If you have any questions or require any additional information, please do not hesitate to contact me at [Phone Number] or [Email Address] provided above. I appreciate your cooperation in safeguarding my child's financial future by providing this credit report. I look forward to receiving the requested information as soon as possible. Sincerely, [Your Name] [Your Contact Information]