Under the Fair Credit Reporting Act, a person may not procure or cause to be prepared an investigative consumer report on any consumer unless: (1) it is clearly and accurately disclosed to the consumer that an investigative consumer report, including information as to character, general reputation, personal characteristics, and mode of living, whichever is or are applicable, may be made, and such disclosure: (a) is made in a writing mailed, or otherwise delivered, to the consumer not later than three days after the date on which the report was first requested; and (b) includes a statement informing the consumer of the right to request additional disclosures from the person requesting the report and the written summary of rights of the consumer prepared pursuant to ?§ 1681g(c) of the Act; and (2) the person certifies or has certified to the consumer reporting agency that the person has made the proper disclosures to the consumer as required under the Act.
South Dakota Disclosure That Investigative Consumer Report May Be Made: The South Dakota Disclosure That Investigative Consumer Report May Be Made is an important legal requirement in the state of South Dakota. This disclosure is used by employers, landlords, and other entities to inform individuals that they may conduct an investigative consumer report on them. Keywords: South Dakota, disclosure, investigative consumer report, legal requirement, employers, landlords, entities. An investigative consumer report is a comprehensive background check that may include information such as the individual's credit history, criminal records, employment verification, education verification, and references. This disclosure is crucial because it provides individuals with transparency and allows them to know that their personal information may be gathered and reviewed by these entities. It ensures that individuals are aware of the potential investigation and have given their consent for it to take place. There are different types of South Dakota Disclosure That Investigative Consumer Report May Be Made, depending on the specific entity requesting the report. For example: 1. Employment-related disclosure: This type of disclosure is used by employers when hiring new employees or considering candidates for a promotion or transfer. It informs individuals that their background information may be obtained and considered as part of the employment decision-making process. 2. Rental application disclosure: Landlords may use this type of disclosure to inform potential tenants that they may conduct an investigative consumer report before approving their rental application. This helps landlords assess the tenant's reliability, financial stability, and potential risks. 3. Volunteer application disclosure: Some organizations, such as nonprofits or community groups, may require volunteers to undergo an investigative consumer report. This disclosure informs individuals that their personal information will be gathered and reviewed to ensure their suitability for volunteer positions. 4. Professional licensing disclosure: Certain professions in South Dakota, such as healthcare practitioners or financial advisors, may require individuals to undergo an investigative consumer report as part of the licensing process. This disclosure notifies individuals that their background information may be evaluated before obtaining or maintaining a professional license. In conclusion, the South Dakota Disclosure That Investigative Consumer Report May Be Made is a necessary step to inform individuals about the potential gathering and review of their personal information. It protects their rights and ensures transparency in various contexts such as employment, rentals, volunteering, and professional licensing.
