[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Bank's Name] [Bank's Address] [City, State, ZIP] Dear [Bank's Name], RE: Request for Extension of Time on [Loan/Mortgage/Other] Account I am writing to respectfully request an extension of time on the [Loan/Mortgage/Other] account with [Bank's Name]. Due to unforeseen circumstances, I am currently unable to make the scheduled payment on time, which is due on [Payment Due Date]. I am a resident of South Dakota and have been facing unexpected financial challenges due to [briefly mention the reason — loss of employment, medical emergency, family crisis, etc.]. Given the circumstances, I kindly request that you grant me an extension of [number of days/months] to make the payment in full. I want to assure you that I take my financial responsibilities seriously and intend to settle the outstanding amount as soon as possible. I have reviewed my financial situation thoroughly and firmly believe that the extension will allow me to fulfill my obligations without any further complications. In support of my request, I have enclosed the following documents: 1. Proof of my current financial situation, including bank statements, pay stubs, and any other relevant documents. 2. Any official documentation supporting my reason for financial hardship, such as termination letter, medical bills, or any other evidence. Furthermore, I am also open to discussing alternative repayment options if necessary. I understand that there may be additional charges or interest accrued during the extended period, and I am ready to abide by the bank's guidelines or conditions associated with the extension. I would greatly appreciate if you could consider my request favorably. You're understanding and support during this challenging time would provide much-needed relief and help me get back on track financially. Please feel free to contact me at [Phone Number] or [Email Address] to discuss this matter further or request any additional information. Thank you for your attention to this matter. I look forward to your positive response and working together to find a mutually beneficial solution. Yours sincerely, [Your Name]