Dear [Spouse's Name], I hope this letter finds you well. As we navigate the difficult process of divorce, it is essential to ensure a fair and transparent division of our liabilities and assets. In accordance with the laws and regulations of South Dakota, I have prepared a comprehensive list outlining our financial obligations and resources. 1. Real Estate: — Principal Residence: Located at [address], with an estimated market value of [value]. — Vacation Property: Situated at [address], valued at [value]. 2. Vehicles: — Car 1: Make, model, year, and estimated value. — Car 2: Make, model, year, and estimated value. 3. Bank Accounts: — Checking accounts at [financial institution], with respective balances. — Savings accounts at [financial institution], including any certificates of deposit (CDs), with respective balances. 4. Investments: — Stocks and Bonds: Provide a detailed list of all stock holdings, bonds, and other investment vehicles, including their estimated value. — Retirement Accounts: Include information about individual retirement accounts (IRAs), 401(k)s, pensions, and their respective balances. 5. Business Interests: — List all businesses in which either of us holds an ownership interest, including professional practices, partnerships, or sole proprietorship. Detail the estimated value of each entity and any outstanding shareholder loans. 6. Personal Property: — Household Contents: Provide an inventory of furniture, appliances, electronics, and other valuable items in our possession. — Jewelry: Enumerate and appraise any significant jewelry pieces. — Artwork and Collectibles: List any valuable paintings, sculptures, antiques, or collectibles, including approximate values. 7. Liabilities: — Mortgage: Specify the outstanding balance and monthly payment of the mortgage on our principal residence. — Home Equity Line of Credit: Detail the outstanding balance and monthly payments for any loans secured by our properties. — Auto Loans: Mention the amount owed and monthly payments for each vehicle loan. — Credit Card Debt: Enumerate the balances and minimum payments of all credit cards held by both parties. — Personal Loans: Declare any outstanding loans or debts owed to family, friends, or institutions. — Other Debts: Include any additional liabilities, such as student loans, medical bills, or taxes owed. Please review this list thoroughly and feel free to suggest any changes or additions. It is vital to achieve an equitable division of our assets and liabilities, considering factors such as financial contributions, individual needs, and the best interests of all involved parties. I believe that discussing and addressing these matters in a respectful and constructive manner will facilitate the divorce process. Let us work together to ensure a fair outcome and pave the way for a new chapter in our lives. Please review the enclosed list, and let's set up a meeting at your earliest convenience to further discuss and finalize the division of our liabilities and assets. Yours sincerely, [Your Name]
South Dakota Sample Letter for Divorce - List of Liabilities and Assets
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