South Dakota Sample Letter to Foreclosure Attorney - Payment Dispute

• Category: Letters - Legal - Foreclosures
• State: Multi-State
• Control #: US-0511LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Seeking Resolution for Payment Dispute — Urgent Matter [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Attorney's Name] [Law Firm's Name] [Attorney's Address] [City, State, ZIP Code] Dear [Attorney's Name], Re: [Loan/Account Number] I hope this letter finds you well. I am writing to you concerning an urgent matter relating to a payment dispute regarding my current mortgage with [Lender's Name] for the property located at [Property Address]. As a responsible homeowner, I have consistently made timely payments towards my mortgage for years. Recently, I discovered that there has been an error in the payment allocation made by [Lender's Name], leading to a discrepancy that has put me in danger of facing foreclosure proceedings. Given the significance of this matter, I am seeking your legal expertise and assistance to resolve this dispute promptly. To provide a comprehensive overview of the situation, I have enclosed copies of all relevant documentation, including the mortgage agreement, payment receipts, and correspondence exchanged with the mortgage service. This will help you gain a better understanding of the dispute's origins and assist you in representing my best interests efficiently. In summary, [Lender's Name] has inaccurately credited my payments, and despite numerous attempts to communicate and rectify this issue with their customer service department, I have not received any substantial assistance. The following key points highlight the nature of the dispute: 1. Allocated Payments: A thorough review of my mortgage payment history reveals that [Lender's Name] has incorrectly applied several payments, resulting in the allocation of funds. 2. Unresolved Inquiries: Despite my diligent efforts to resolve this issue, multiple written inquiries addressing the payment discrepancy have gone unanswered or received incomplete responses. 3. Escalation Attempts: I have made several phone calls to their customer service department, only to be rerouted, placed on hold for extended periods, and eventually disconnected without any resolution. 4. Impending Foreclosure Threat: The prolonged failure to correct this matter has put me at risk of foreclosure. Given the potential severe consequences, it is crucial to address this dispute urgently. It is my sincerest hope that with your expertise and legal guidance, we can find a swift resolution to this payment dispute, ultimately preventing any imminent foreclosure proceedings. I kindly request that you review the enclosed documentation and reach out to me at your earliest convenience to discuss potential strategies and courses of action. I understand the seriousness of this situation and the urgency required. Therefore, I appreciate your prompt attention to this matter and your commitment to preserving my rights as a homeowner. I am willing to cooperate fully throughout the process and provide any additional information or documentation as necessary. Thank you for your understanding and anticipated cooperation. I look forward to your prompt response and guidance. Sincerely, [Your Name]

Subject: Seeking Resolution for Payment Dispute — Urgent Matter [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Attorney's Name] [Law Firm's Name] [Attorney's Address] [City, State, ZIP Code] Dear [Attorney's Name], Re: [Loan/Account Number] I hope this letter finds you well. I am writing to you concerning an urgent matter relating to a payment dispute regarding my current mortgage with [Lender's Name] for the property located at [Property Address]. As a responsible homeowner, I have consistently made timely payments towards my mortgage for years. Recently, I discovered that there has been an error in the payment allocation made by [Lender's Name], leading to a discrepancy that has put me in danger of facing foreclosure proceedings. Given the significance of this matter, I am seeking your legal expertise and assistance to resolve this dispute promptly. To provide a comprehensive overview of the situation, I have enclosed copies of all relevant documentation, including the mortgage agreement, payment receipts, and correspondence exchanged with the mortgage service. This will help you gain a better understanding of the dispute's origins and assist you in representing my best interests efficiently. In summary, [Lender's Name] has inaccurately credited my payments, and despite numerous attempts to communicate and rectify this issue with their customer service department, I have not received any substantial assistance. The following key points highlight the nature of the dispute: 1. Allocated Payments: A thorough review of my mortgage payment history reveals that [Lender's Name] has incorrectly applied several payments, resulting in the allocation of funds. 2. Unresolved Inquiries: Despite my diligent efforts to resolve this issue, multiple written inquiries addressing the payment discrepancy have gone unanswered or received incomplete responses. 3. Escalation Attempts: I have made several phone calls to their customer service department, only to be rerouted, placed on hold for extended periods, and eventually disconnected without any resolution. 4. Impending Foreclosure Threat: The prolonged failure to correct this matter has put me at risk of foreclosure. Given the potential severe consequences, it is crucial to address this dispute urgently. It is my sincerest hope that with your expertise and legal guidance, we can find a swift resolution to this payment dispute, ultimately preventing any imminent foreclosure proceedings. I kindly request that you review the enclosed documentation and reach out to me at your earliest convenience to discuss potential strategies and courses of action. I understand the seriousness of this situation and the urgency required. Therefore, I appreciate your prompt attention to this matter and your commitment to preserving my rights as a homeowner. I am willing to cooperate fully throughout the process and provide any additional information or documentation as necessary. Thank you for your understanding and anticipated cooperation. I look forward to your prompt response and guidance. Sincerely, [Your Name]