Tennessee Complaint for repayment of equipment purchase contract
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How to fill out Tennessee Complaint For Repayment Of Equipment Purchase Contract?
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FAQ
What Is the Tennessee Consumer Protection Act? The Tennessee Consumer Protection Act of 1977 was passed for the purpose of protecting consumers and businesses from unfair and deceptive acts or practices in trade or commerce by providing civil legal means to ensure ethical dealings between businesses and consumers.
The 72-hour contract law allows consumers the right to cancel a contract during what is referred to as a "cooling off" period. The timeframe for canceling is usually 72 hours, which means a consumer has until midnight after the third day the contract is signed.
You may contact our Complaint Section Coordinator at 1-800-544-7693; or the direct line is (615) 532-3996; or by email to check the complaint history. The Better Business Bureau (BBB) serves as a resource to check and also report a complaint. We encourage consumers to report to them, as well as to our Board.
There is a federal law (and similar laws in every state) allowing consumers to cancel contracts made with a door-to-door salesperson within three days of signing. The three-day period is called a "cooling off" period.
You can ask the police to file criminal charges, but this sounds more like a breach of contract action to be taken to civil court.
A Tennessee contractor's license is required BEFORE bidding or offering a price, for projects $25,000 and up (includes materials and labor), as a prime (general) contractor; and also subcontractors performing electrical, mechanical, plumbing, HVAC, roofing and masonry are also required to be licensed as a contractor,
Contact the agent or the company and request a certificate of insurance. This certificate will prove that the contractor has liability insurance coverage and worker's comp.
Register the complaint online at https://first.tn.gov/Complaints/UI/Defaulta.aspx (Important: The online consumer complaint form will time the user out, if the online submission is not completed within approximately 10 minutes.
The fact is Tennessee has no right of rescission law except in the case of door-to-door sales (which you shouldn't deal with anyway, unless it's Girl Scout Cookies!), health club contracts (three days) and mortgage refinances (three days).